Having worked for decades with a diverse field of clients in every market situation, our loan officers are here to get you into your perfect home. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures.
Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Disclaimer: Reverse mortgages are loans offered to homeowners who are 62 or older who have equity in their homes.
The loan programs allow borrowers to defer payment on the loans until they pass away, sell the home, or move out. Homeowners, however, remain responsible for the payment of taxes, insurance, maintenance, and other items. Nonpayment of these items can lead to a default under the loan terms and ultimate loss of the home.
Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Disclaimer: Reverse mortgages are loans offered to homeowners who are 62 or older who have equity in their homes.
The loan programs allow borrowers to defer payment on the loans until they pass away, sell the home, or move out. Homeowners, however, remain responsible for the payment of taxes, insurance, maintenance, and other items. Nonpayment of these items can lead to a default under the loan terms and ultimate loss of the home.
Services
In Monterey County for over 20 years - we are a full-service mortgage company committed to the American Dream.
TreeHouse Mortgage Group has a proven track record of doing what we do best: getting results.
With turnaround times in as little as three weeks and customized loan products to fit almost every need, we have helped countless homeowners obtain the funding they need for their homes.
Our top priority is to help you make an informed decision by presenting all available options.
We offer exceptional customer service, superior loan processing times, competitive mortgage rates, extensive mortgage product offerings, and an unwavering commitment to get you to the finish line.
TreeHouse Mortgage Group has a proven track record of doing what we do best: getting results.
With turnaround times in as little as three weeks and customized loan products to fit almost every need, we have helped countless homeowners obtain the funding they need for their homes.
Our top priority is to help you make an informed decision by presenting all available options.
We offer exceptional customer service, superior loan processing times, competitive mortgage rates, extensive mortgage product offerings, and an unwavering commitment to get you to the finish line.
Galen is the Manager of the Reverse Mortgage Division at TreeHouse Mortgage Group, and originates only Reverse Mortgages; the HECM and proprietary jumbo reverse mortgage loans.
As an expert in her field since 2006 she is one of a select few in the United States qualified as a certified reverse mortgage professional(CRMP).
Education for her clients and their fiduciary's is her priority.
Licensed in California, a problem solver, senior activist, Board Member of Alliance on Aging in Monterey County since 2009, Galen brings a proactive and collaborative approach to reverse mortgage lending.
As an expert in her field since 2006 she is one of a select few in the United States qualified as a certified reverse mortgage professional(CRMP).
Education for her clients and their fiduciary's is her priority.
Licensed in California, a problem solver, senior activist, Board Member of Alliance on Aging in Monterey County since 2009, Galen brings a proactive and collaborative approach to reverse mortgage lending.
Heidi has resided on the Monterey Peninsula for over 36 years.
Passion is what she brings to her job as Branch Manager at TreeHouse Mortgage Group.
She takes great joy in helping her clients understand the real estate finance process and in choosing the right mortgage product.
She has imparted this same enthusiasm to her team and truly believes success is a team sport.
Heidi has continuously earned awards throughout her career in the Finance and Mortgage industry, which spans over 35 years, including being honored as a Top 1% Mortgage Originator in America.
Passion is what she brings to her job as Branch Manager at TreeHouse Mortgage Group.
She takes great joy in helping her clients understand the real estate finance process and in choosing the right mortgage product.
She has imparted this same enthusiasm to her team and truly believes success is a team sport.
Heidi has continuously earned awards throughout her career in the Finance and Mortgage industry, which spans over 35 years, including being honored as a Top 1% Mortgage Originator in America.
Jan has a wealth of experience in all aspects of the Real Estate industry.
In addition to her 29 years in real estate and lending industry, she has real estate sales and title/escrow experience, providing her with the ability to coordinate your entire transaction with exceptional expertise.
Jan works to ensure that every step of the loan process is smooth, uneventful, and that you close your escrow on time.
As Production Manager, Transaction Coordinator, and a licensed Loan Officer herself, Jan is also responsible for working with the entire team to assist in delivering an experience that exceeds our customers' expectations.
In addition to her 29 years in real estate and lending industry, she has real estate sales and title/escrow experience, providing her with the ability to coordinate your entire transaction with exceptional expertise.
Jan works to ensure that every step of the loan process is smooth, uneventful, and that you close your escrow on time.
As Production Manager, Transaction Coordinator, and a licensed Loan Officer herself, Jan is also responsible for working with the entire team to assist in delivering an experience that exceeds our customers' expectations.
Oscar has lived in Monterey County for over 40 years.
He has been in the mortgage business for over 20 years and celebrated his 12-year anniversary with Treehouse Mortgage Group, in 2020.
Oscar is the Branch Manager of our Salinas office and is responsible for the Sales Team known as "The Mora Team".
Oscar is bilingual and biliterate, using his skills to help the Hispanic community.
This is a great asset to have, living in the Monterey County as the majority of the population is Hispanic.
He has coached basketball for the North Monterey County High School, North Monterey County Middle School, and a local traveling basketball team.
He has been in the mortgage business for over 20 years and celebrated his 12-year anniversary with Treehouse Mortgage Group, in 2020.
Oscar is the Branch Manager of our Salinas office and is responsible for the Sales Team known as "The Mora Team".
Oscar is bilingual and biliterate, using his skills to help the Hispanic community.
This is a great asset to have, living in the Monterey County as the majority of the population is Hispanic.
He has coached basketball for the North Monterey County High School, North Monterey County Middle School, and a local traveling basketball team.
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