We are still FULLY operational! As a precaution many of our employees are working remotely until further notice. We value our partners and our clients and their safety as well as the timely closing of their transactions is of the utmost importance to us. If you need to drop off paperwork at one of our locations please contact our office or your loan officer to coordinate arrangements.
We specialize in residential home loans and are proud to service the Central Coast and surrounding counties. Our strategy is to deliver to you the power of a national mortgage lender but with personal attention of a local lender. We look forward to offering the best customer service in the industry! Our team of highly trained mortgage professionals are licensed to offer individual solutions to your unique financial circumstances.
The internet is great, but we feel that you need personal boutique service when shopping for a mortgage. In today's home-lending market, mortgage lenders can serve as safeguards, offering their clients security, safety and peace of mind.
We specialize in residential home loans and are proud to service the Central Coast and surrounding counties. Our strategy is to deliver to you the power of a national mortgage lender but with personal attention of a local lender. We look forward to offering the best customer service in the industry! Our team of highly trained mortgage professionals are licensed to offer individual solutions to your unique financial circumstances.
The internet is great, but we feel that you need personal boutique service when shopping for a mortgage. In today's home-lending market, mortgage lenders can serve as safeguards, offering their clients security, safety and peace of mind.
Services
Immediately inform your Loan Officer if there are any changes in your employment, income, or assets.
Bank/asset statements for the last two months on all checking, savings, stock, mutual funds, IRA, or other liquid assets you would like on your loan application.
If self-employed or you own more than 25% of a business, copies of business tax returns for the past two years, including all schedules.
Provide all K-1's to prove ownership interest in any entity.
For other real estate owned, we need loan information, monthly payment, and any rent collected.
Bank/asset statements for the last two months on all checking, savings, stock, mutual funds, IRA, or other liquid assets you would like on your loan application.
If self-employed or you own more than 25% of a business, copies of business tax returns for the past two years, including all schedules.
Provide all K-1's to prove ownership interest in any entity.
For other real estate owned, we need loan information, monthly payment, and any rent collected.
When it comes to your homebuying goals, choosing the right house is just part of the process.
We must also make sure that you are financially fit and your monthly payment isn't too big of a burden for your day-to-day life.
Summit Loan Officers are here to keep you motivated and answer any questions you might have.
Here is a glance at what a typical home loan process might look like.
Title / escrow company will provide you with the amount needed for closing - make sure to bring a cashier's check.
We must also make sure that you are financially fit and your monthly payment isn't too big of a burden for your day-to-day life.
Summit Loan Officers are here to keep you motivated and answer any questions you might have.
Here is a glance at what a typical home loan process might look like.
Title / escrow company will provide you with the amount needed for closing - make sure to bring a cashier's check.
Summit Funding is a Direct Seller Servicer, which means we offer MORE loan programs, MORE lending flexibility, and MORE Loan Officer experience.
Looking to purchase with a large down payment, a vacation home, or an investment property - this may be the right loan for you!.
VA loans offer low upfront costs and monthly mortgage payments for Service Members, Veterans, and eligible surviving spouses.
We offer a variety of jumbo products that will help you purchase homes with a larger loan amount.
Individual buyer's financial circumstances may be different and may result in different interest rates, costs, and payments.
Looking to purchase with a large down payment, a vacation home, or an investment property - this may be the right loan for you!.
VA loans offer low upfront costs and monthly mortgage payments for Service Members, Veterans, and eligible surviving spouses.
We offer a variety of jumbo products that will help you purchase homes with a larger loan amount.
Individual buyer's financial circumstances may be different and may result in different interest rates, costs, and payments.
Did you know that you may be able to own a home for the same as it costs to rent?
Here are Summit Funding, we understand that for a first time homebuyer, purchasing a home may be the single largest purchase you will ever make in your lifetime.
It's important to calculate what your mortgage payment will be, and how much you can afford.
Here are Summit Funding, we understand that for a first time homebuyer, purchasing a home may be the single largest purchase you will ever make in your lifetime.
It's important to calculate what your mortgage payment will be, and how much you can afford.
We know that everyone claims to be different.
But as a real estate professional, you know better than anyone that no single mortgage is the same, and the people you choose to work with can make all the difference in the world.
We understand that, too.
As a result, everything we do is built around maximizing our effectiveness to better help you get your job done.
It is a partnership in every sense of the word and we take it incredibly serious.
Your best client is a happy homeowner.
Our best client, is you.
But as a real estate professional, you know better than anyone that no single mortgage is the same, and the people you choose to work with can make all the difference in the world.
We understand that, too.
As a result, everything we do is built around maximizing our effectiveness to better help you get your job done.
It is a partnership in every sense of the word and we take it incredibly serious.
Your best client is a happy homeowner.
Our best client, is you.
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