American Pacific Mortgage
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American Pacific Mortgage
We exist to provide homeownership opportunities and the financing needed to get buyers their own piece of property. All of us at American Pacific Mortgage (APM) are committed to Creating Experiences That Matter, because in the end, there's not much that matters more than home. We have over 1500 mortgage professionals across the country ready to help.

This image shows the American Pacific Mortgage logo mark in the form of a word cloud highlighting some of the core values and attributes of who we are as a company. Represented in the word cloud are our core values of Respect, Transparency, Scrappy.
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A conventional mortgage is a home loan that falls under the conforming loan limit of $548,250, and can be as high as $822,375 in high cost area, which is set annually by the Federal Housing Finance Agency.
The interest rate is fixed and the loan term is typically 15 or 30 years.
Multiple jumbo options exist if you need a home loan that exceeds the current conforming limit for higher-priced real estate markets.
FHA loans are backed by the Federal Housing Administration and are designed to help lower-income borrowers buy a home.
Every interaction is an experience, but the value lies in the impression that experience leaves.
How it made you feel.
What it awoke inside you.
What it fulfilled-and what it left you longing for.
APM is a family-focused environment where individuals can be their authentic selves.
We support our family members through encouragement, empowerment, and recognition as they pursue the aspirations that light them up inside.
Passion is contagious, and that's something we can all get behind.
Mortgage banking is our business and our position is 100% Focused on Making You Look Good!
Whether you're a first-time homebuyer or a seasoned investor (or somewhere in between), we've got the knowledge, tools, and resources you need.
The VA Loan option is a powerful benefit available for Veterans, active-duty service members, and surviving spouses.
Find out more about purchase loans as well as first-time buyer loans just for you.
Considering whether to refinance depends on a lot of factors.
Your answer to "why" may include wanting to lower your payments, shorten your loan term, or possibly tap into your equity to pay off debt or build a pool in the backyard.
Each type of refi has nuances that can affect the type of loan program that is right for you.
The other big factors are your current loan and your current financial picture.
You may have improved your credit score, or received a raise-or even gained enough equity to allow for the removal of mortgage insurance.
We are committed to creating and nurturing a sense of community one neighborhood, one family, and one individual at a time.
We call our corporate offices "Home Office" for a reason-we want everyone to feel supported and welcome.
The APMCares Foundation was founded to advance our social responsibility initiative by organizing and providing the means for our employees and partners to serve our communities through financial and time donations.
Our mission is to serve the needs of individuals, families, and communities where we live and work, furthering our core belief that people matter.
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