Ascend Mortgage was established in 2005 in San Mateo, CA to help make home ownership and home purchase financing affordable and available for residents of California. Headquartered in the San Francisco Bay Area where there is a diverse community we specialize in all aspects of Real Estate and we believe in a more personalized approach to lending. When applying for a home loan with Ascend Mortgage you can count on the following criteria to ensure your overall satisfaction:.
Lowest Interest Rate: We work with several wholesale lenders rather than just a traditional brick and mortar retail bank and we will locate the lowest interest rate the market has to offer you. No Points/No Fees: Unless asked to provide an interest rate that is costing Ascend Mortgage to obtain, we will not charge our clients fees or points to obtain financing.
Credit Back: Our goal is to make sure you not only get the lowest interest rate and monthly payment but that you also earn credit back which is applied towards your closing costs and in cases where the credit exceeds the cost we work with the lender to make sure you don't lose any credit and will be applied towards a principal reduction.
Lowest Interest Rate: We work with several wholesale lenders rather than just a traditional brick and mortar retail bank and we will locate the lowest interest rate the market has to offer you. No Points/No Fees: Unless asked to provide an interest rate that is costing Ascend Mortgage to obtain, we will not charge our clients fees or points to obtain financing.
Credit Back: Our goal is to make sure you not only get the lowest interest rate and monthly payment but that you also earn credit back which is applied towards your closing costs and in cases where the credit exceeds the cost we work with the lender to make sure you don't lose any credit and will be applied towards a principal reduction.
Services
At Ascend Mortgage we work with those who may be considering for the first time to buy a commercial property and for those who already have several.
Guaranteed to find the right financing for your particular investment.
We understand your needs and work to achieve them.
Commercial lending can be difficult and we have developed a method to make this process easier for you.
Apply today and take advantage of low rates and great loan programs for every situation.
Guaranteed to find the right financing for your particular investment.
We understand your needs and work to achieve them.
Commercial lending can be difficult and we have developed a method to make this process easier for you.
Apply today and take advantage of low rates and great loan programs for every situation.
Applying for a home loan is a big decision whether you are just starting out and buying your first home or refinancing your current mortgage.
At Ascend Mortgage, we help make the home loan process easy and convenient while providing results only experience can deliver.
We handle both Residential and Commercial Real Estate Finance.
Below we have explained some of the common choices you will need to make when applying for your loan.
Do you have equity in your home and would like to use it to payoff some debt?
At Ascend Mortgage, we help make the home loan process easy and convenient while providing results only experience can deliver.
We handle both Residential and Commercial Real Estate Finance.
Below we have explained some of the common choices you will need to make when applying for your loan.
Do you have equity in your home and would like to use it to payoff some debt?
At Ascend Mortgage we make the loan process easy and fun.
Buying a home should not be a stressful time.
We make sure you get the lowest interest rate with credit back from the lender to pay for your closing costs.
Why pay for closing costs if you don't have to!?.
We offer the following loan products and depending upon your circumstance can advise you of the best loan options for your home purchase.
Buying a home should not be a stressful time.
We make sure you get the lowest interest rate with credit back from the lender to pay for your closing costs.
Why pay for closing costs if you don't have to!?.
We offer the following loan products and depending upon your circumstance can advise you of the best loan options for your home purchase.
Rate and Term Refinance: Lowering your monthly mortgage payment can be very easy today if you have the right documentation.
Our loan agents are experienced and can tell you if you will qualify for lower payments after preparing a loan application for you within minutes of receiving the required documents that you can find on our loan checklist.
Cash-Out Refinance: Refinancing to lower your interest rate and payment is our objective and sometimes it can also be an added bonus if you can do so and also convert equity into cash.
Our loan agents are experienced and can tell you if you will qualify for lower payments after preparing a loan application for you within minutes of receiving the required documents that you can find on our loan checklist.
Cash-Out Refinance: Refinancing to lower your interest rate and payment is our objective and sometimes it can also be an added bonus if you can do so and also convert equity into cash.
This loan program offers first time home buyers a chance to purchase with a down payment of only 3.5% of the purchase price.
Interest rates tend to be lower for this program than for other conventional financing however the mortgage insurance is mandatory for a longer time period compared with conventional financing that allows you to remove the mortgage insurance once you reach below 80% loan to value.
For cash out refinances FHA allows up to 85% loan to value as the max limit whereas conforming and Jumbo loans typically max at 80% loan to value.
Interest rates tend to be lower for this program than for other conventional financing however the mortgage insurance is mandatory for a longer time period compared with conventional financing that allows you to remove the mortgage insurance once you reach below 80% loan to value.
For cash out refinances FHA allows up to 85% loan to value as the max limit whereas conforming and Jumbo loans typically max at 80% loan to value.
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