Adam Mortgage
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Adam Mortgage
We offer some of the lowest mortgage rates from the best wholesale lenders on all types of loans. Call Adam Mortgage, your Houston mortgage broker at 713-464-4848, for today's current rate. Adam Mortgage is a Houston mortgage broker with a reputation for helping buyers get the best rates while offering excellent service to customers. We make the process effortless and stress-free while keeping customers updated from start to finish on the loan process.

We offer an array of products to service all your lending needs; new home purchase, refinance, home equity loan, or a second home loan. Buying a home for the first time or not, mortgages are the most affordable way to make a purchase right away and move into your dream home at once. Thanks to our lower-than-average interest rates a better mortgage is possible with Adam Mortgage.

Refinancing is a great option if you have a high interest mortgage loan, an ARM, or if you need to pull cash out of your home's equity. A Mortgage Broker works with many lenders.
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Adam Mortgage is one of the best mortgage brokers in Houston and has a well-earned reputation for quality and integrity.
We finance residential properties across the State of Texas.
A mortgage broker with over 30 years in the industry, we strive to provide the highest level of integrity and a genuine caring and concern for our customers.
At Adam Mortgage, we believe that we are "The First Name in Service".
Our experienced and dedicated team takes a personalized, comprehensive, and consultative approach to carefully guide all of our customers through the home buying and refinancing process.
A Mortgage Broker works with many lenders.
They do not lend the money for the loan.
The Mortgage Broker can be very helpful to quickly guide you through the mortgage process and will save you money because they have access to numerous lenders and programs, plus they can shop for the best rates and closing costs available for you.
The Mortgage Broker gathers the required paperwork, processes, and submits it to one of the mortgage lenders chosen.
When working with a Bank or Credit Union, you only have access to their loan programs, interest rates, and completion time.
Once Adam Mortgage receives the information requested from the Checklist for Loan Application, we will formally evaluate your application through our processing department and then submit your loan request to the underwriting department.
The goal is to assess your ability to pay back the money that you borrow.
We will explain the variety Texas home loans available to you and help you select the best option.
Doing so requires a check on your credit score, income, assets, and past/current debts.
From the initial day of application submission to the day of closing may take 30-45 days, depending on the complexity of the application and property being purchased.
ADAM MORTGAGE offers solutions for our customers by providing the products and services to aid in the process of obtaining a quick, successful, and smooth closing on your home.
Below are the different loans we offer.
Your interest rate and monthly principle and interest (P+I) payments remain the same for the life of the loan.
The 30 year and 15 year fixed-rate are the most popular.
This type of loan is a good choice if you plan to stay in your home for a long time.
The interest rate is higher on a longer-term loan than on a shorter-term loan.
This step is usually considered a financial pre-screening and happens on the frontend of the loan approval process, before you start looking for a home.
The Adam Mortgage team will review your financial status such as income, assets, and debts.
We may also request your credit report for evaluation.
The pre-approval process allows you to narrow your home search and your real estate agent will request a copy of the pre-approval letter prior to showing homes for sale.
Since you have been pre-approved for a certain amount, you can shop with confidence within your price range.
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