Fairway Independent Mortgage
Call now
Call now
Website
Call
At Fairway Independent Mortgage Corp, we strongly believe the way we do things is just as important as what we do. Thank you for taking your valuable time to visit my site. I have been in the mortgage lending business since 1999 and in the real estate industry since graduating from Pennsylvania State University in 1988 with a BA in Real Estate. My professional core purpose is to serve the clients entrusted to our care by providing mortgage solutions that lead to the American dream of home ownership.

The home is where memories of a lifetime are created -- because kids need a yard! At Fairway Independent Mortgage Corp, we know that we can be the best in the world at providing strategic and accurate mortgage solutions to our clients purchase and/or refinance needs based on "suitability" as identified in the initial mortgage consultation of their over-all "short" and "long" term goals."

When our pre-approval was lost and our original mortgage lender could not find us another loan due to our unusual circumstances, James stepped in to save the day.
Services
We have built a strong reputation as an outstanding mortgage Lender, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the Houston Texas real estate market and the state of Texas.
We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs.
But that's just the beginning of our service.
Throughout the lending process, we provide regular loan updates and progress reports called Milestones so you always know the status of your loan.
In order to make sure that during the loan processing your credit and qualification information does not change and affect your ability to be approved, be sure to follow our DOs and Don'ts below.
This information is important from the day you apply until the day your loan closes and funds.
Keep originals or be able to access on your employer/bank sites all pay-stubs, bank statements and other important financial documents.
Provide your Earnest Money Deposit from your own personal bank account or acceptable gift funds.
Provision in a mortgage that allows the lender to demand payment of the entire principal balance if a monthly payment is missed or some other default occurs.
A way to reduce the remaining balance on the loan by paying more than the scheduled principal amount due.
A mortgage with an interest rate that changes during the life of the loan according to movements in an index rate.
Sometimes called AMLs (adjustable mortgage loans) or VRMs (variable-rate mortgages).
The cost of a property plus the value of any capital expenditures for improvements to the property minus any depreciation taken.
Your Loan Estimate Disclosure Statement contains information which Federal law requires us to provide.
The purpose of the statement is to give you information about your loan and help you compare us to other lenders.
The Annual Percentage Rate, or A.P.R., is the cost of your credit expressed in terms of an annual rate.
Because you may be paying "points" and other closing costs, the A.P.R. can be compared to other loans for which you may have applied and give you a fair method of comparing price.
James Ward of Fairway Independent Mortgage Corp in Houston Texas offers residential jumbo mortgage financing options for your exclusive estate home or luxury condominium purchase throughout River Oaks, Tanglewood, Piney Point, Memorial, West University, Briargrove, The Woodlands, Sugarland, Katy and Clearlake real estate markets of Houston Texas.
James Ward will work with you from initial mortgage consultation, to application through closing and funding providing clear mortgage solutions to your purchase given your overall short and long term goals.
Reviews
Review Fairway Independent Mortgage

Be the first to review Fairway Independent Mortgage.

Write a Review