The Norris Financials Team is your Premier Greater Houston Source for Real Estate Finance. We pride ourselves in offering exclusively personal services in a timely manner. Our Mission is to make the loan process simple, straightforward and expeditious for people seeking Mortgage Financing throughout Texas. We offer competitive financing, whether you're a first time home buyer, or someone purchasing Multi-Million Dollar Projects, including Construction and Commercial transactions.
Services
Norris D. Aikens is a Mortgage Banking Executive with over 30 years' experience in consumer and commercial finance, and the National Director of Norrisfinancials.com.
Norris' vast experience in the Mortgage Financing Industry includes work in Processing, Underwriting, Government Compliance, Post Close Auditing, and as well in Mortgage Originating with Management experience in each field.
Norris takes great care to first determine the needs of a client, and then expends the time and energy required to develop a financial solution that fully meets those needs.
Norris' vast experience in the Mortgage Financing Industry includes work in Processing, Underwriting, Government Compliance, Post Close Auditing, and as well in Mortgage Originating with Management experience in each field.
Norris takes great care to first determine the needs of a client, and then expends the time and energy required to develop a financial solution that fully meets those needs.
Conventional loans are mortgage loans offered by non-government sponsored entities.
A conventional conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac.
The loan may have a fixed or adjustable rate.
However, there are Conventional Loans offered outside of Fannie Mae and Freddie Mac guidelines.
These types of loans offer creative approaches to income qualifying and are especially popular with self-employed buyers.
For many years Conventional Loans required a minimum 20% down payment.
A conventional conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac.
The loan may have a fixed or adjustable rate.
However, there are Conventional Loans offered outside of Fannie Mae and Freddie Mac guidelines.
These types of loans offer creative approaches to income qualifying and are especially popular with self-employed buyers.
For many years Conventional Loans required a minimum 20% down payment.
VA Loans are offered by the Department of Veterans Affairs (VA) and designed to offer long-term financing to Veterans of the United States Armed Services, and as well current active duty Service Men and Women.
VA mortgage loans are issued by federally qualified lenders and are insured by the U.S. Department of Veterans Affairs.
The VA determines and issues a Certificate of Eligibility to qualified applicants to submit to their mortgage lender of choice.
At Norris Financials we can assist by ordering and attaining the VA Certificate of Eligibility for qualified Veterans and active duty service members.
VA mortgage loans are issued by federally qualified lenders and are insured by the U.S. Department of Veterans Affairs.
The VA determines and issues a Certificate of Eligibility to qualified applicants to submit to their mortgage lender of choice.
At Norris Financials we can assist by ordering and attaining the VA Certificate of Eligibility for qualified Veterans and active duty service members.
Our Government Insured One Time Close Program allows for a person to build a home on land they may already own or include the purchase of land in one total price point with as little as ZERO DOWN.
The Zero Down Payment option is available for eligible Veterans of the United States Armed Forces (VA) or persons building in a Rural Development Zone (USDA).
For those borrowers who are not Veterans or in a Rural Development Zone, this construction loan program is offered with a minimum cash (or equity) down payment of THREE AND ONE HALF PERCENT (3.5%).
The Zero Down Payment option is available for eligible Veterans of the United States Armed Forces (VA) or persons building in a Rural Development Zone (USDA).
For those borrowers who are not Veterans or in a Rural Development Zone, this construction loan program is offered with a minimum cash (or equity) down payment of THREE AND ONE HALF PERCENT (3.5%).
Renovation (or Rehab) Loans are offered as U.S. Government Insured Loans or Conventional Loans.
These Loan Programs are offered for Purchase or Refinance of a Primary Residence.
Home improvements may be as minor as cosmetic upgrades (paint, flooring, etc.) including appliance acquisition or major home transformations including adding rooms and extra space.
This Loan Program is offered for Purchase or Refinance.
However, the Conventional Renovation Loan is offered for Primary Residences, Second Homes, and Investment Properties.
These Loan Programs are offered for Purchase or Refinance of a Primary Residence.
Home improvements may be as minor as cosmetic upgrades (paint, flooring, etc.) including appliance acquisition or major home transformations including adding rooms and extra space.
This Loan Program is offered for Purchase or Refinance.
However, the Conventional Renovation Loan is offered for Primary Residences, Second Homes, and Investment Properties.
Reviews
Be the first to review Norris Financials.
Write a Review
