We're a Mortgage company, backed by a Marine Corps Veteran founder, Shawn Ezell. The complete team at Palmetto State Home Mortgage has over 80 combined years of experience in the mortgage business. From Underwriting, funding, originating, bank loans, and now as mortgage brokers; we have done it all! We specialize in VA mortgage loans, USDA rural housing loans, FHA mortgage loans, Conventional home loans, and even the oddball type purchases & refinances.
We say YES when others say NO. We offer FHA and USDA (100% Financing) down to credit scores of 580 & VA mortgage loans down to 560 credit scores. We offer very low Closing Costs and Great Rates. Closings in 45 days or less We also lend on a wide variety of mortgage loans including manufactured & mobile home loans. We work with a variety of wholesale lenders with a variety of loan programs to find the perfect loan for your specific needs.
These specific banks ONLY provide home loans through mortgage brokers like ourselves and offer home loan programs that the traditional banks will not.
We say YES when others say NO. We offer FHA and USDA (100% Financing) down to credit scores of 580 & VA mortgage loans down to 560 credit scores. We offer very low Closing Costs and Great Rates. Closings in 45 days or less We also lend on a wide variety of mortgage loans including manufactured & mobile home loans. We work with a variety of wholesale lenders with a variety of loan programs to find the perfect loan for your specific needs.
These specific banks ONLY provide home loans through mortgage brokers like ourselves and offer home loan programs that the traditional banks will not.
Services
Shawn Ezell - Owner/Loan Officer Shawn entered the mortgage business in 2001 after leaving the United States Marine Corps.
Shawn was also an Eagle Scout with Troop 91 as part of the Blue Ridge council of Boy Scouts.
Shawn was a computer and networking technician in the Marine Corps (Aviation Tactical Information Specialist [6494]) and was promoted to E-5 Sergeant in less than 3 years of service.
He also graduated first out of his technical school and was awarded a Navy Achievement Medal which is the highest award given during peace time.
Shawn was also an Eagle Scout with Troop 91 as part of the Blue Ridge council of Boy Scouts.
Shawn was a computer and networking technician in the Marine Corps (Aviation Tactical Information Specialist [6494]) and was promoted to E-5 Sergeant in less than 3 years of service.
He also graduated first out of his technical school and was awarded a Navy Achievement Medal which is the highest award given during peace time.
VA Home Loans: We can go all the way down to 500 on these 100% Home Loans.
These are by far the best home loans available as they have no monthly mortgage insurance, the best rates available, and are NO MONEY DOWN.
These are one of the small things the government does to help its Veterans and we love doing these loans and helping out those who served our country.
FHA Home Loans: We go down to credit scores of 580 with only a 3.5% down payment from you, the borrower.
These are the most often used loans for first-time home buyers.
These are by far the best home loans available as they have no monthly mortgage insurance, the best rates available, and are NO MONEY DOWN.
These are one of the small things the government does to help its Veterans and we love doing these loans and helping out those who served our country.
FHA Home Loans: We go down to credit scores of 580 with only a 3.5% down payment from you, the borrower.
These are the most often used loans for first-time home buyers.
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