Myers Capital
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At Myers Capital, we take a different approach to mortgage services. We don't believe in a "one size fits all" approach for our clients. Other firms offer rates and packages, we offer full transparency and competitive rates through "live pricing." We begin by listening, we want to get to know you and find out precisely what you want and need. For over 20 years, our family-owned firm has been listening to clients and providing competitive mortgage service solutions in the Upstate of South Carolina.

A rate and term refi enables you to change the terms of your existing mortgage and change them with terms that are more favorable to you. As part of our home lending service, we offer Mortgage Financial Planning and counseling services. We provide value by listening to and offering wise counsel for your specific situation so that you can make an informed decision regarding your mortgage.

There is an old Latin Proverb, Barba non facit philosphum, which means, "A beard does not make a philosopher."
Services
Myers Capital is an award-winning, family-owned mortgage lending company located in downtown Greenville, South Carolina, specializing in residential home loans and real estate services.
As a family-owned business we have a vested interest in the success of every client.
Our leadership is local and accessible.
We do not hide behind a board, layers of people, or remote corporate headquarters.
You have direct access to the decision-makers.
We take great pride in our ability to meet clients directly and develop a relationship that provides results.
Purchasing a primary residence, vacation, or investment property is one of the most important financial decisions we make in life.
Having an intentional personal plan involves more than just securing a low rate.
You may be able to find a low rate online, but the terms regarding points and closing costs may be costlier in the end.
Our role is to do the heavy lifting for our clients and design the best plan we can for favorable outcomes depending upon their circumstances.
We leverage relationships within our respected network in the industry to develop the best purchase plan possible.
Mortgage rates and terms fluctuate depending upon the economy and market conditions.
If you bought your home ten years ago and rates were higher, you could save money and the loan pay-off time through refinancing.
A rate and term refi enables you to change the terms of your existing mortgage and change them with terms that are more favorable to you.
You will receive a new loan, pay off your current mortgage, and begin making payments toward the newly refinanced loan.
However, just because mortgage rates are lower doesn't necessarily mean you should make a move.
A home equity loan lets you borrow money against the equity in your home.
Your home equity is the value of your home, minus the amount of the outstanding mortgage.
When you receive a home equity loan, it is in a lump sum, and you repay it over a fixed rate and period.
Home equity loans typically have a fixed rate and terms like your primary home mortgage.
This loan is different from a home equity line of credit, which uses the equity in your home on an as need basis with rates that are typically variable.
As part of our home lending service, we offer Mortgage Financial Planning and counseling services.
Many clients call us long before they are ready to look at houses and want to make sure they have all the information they need to prepare a future purchase.
Our role is to guide you through the home buying process and get a solid plan for what you want to do when you are ready.
We provide the same counseling services for refinances, second home mortgages, and investment properties.
The plan is designed specifically for your needs and financial situation.
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