Whether you are looking for a mortgage loan to purchase a new home or to refinance your existing home, we are your "one stop shop" for the best home loan programs in South Carolina. Let us help you find the loan program that's the best fit for you. We understand that obtaining a home mortgage is often the largest financial commitment that a person will make in their lifetime.
That's why who you choose as your lender is the most important decision you will make. First Nations Home Mortgage is based out of Travelers Rest, SC and operates as a licensed mortgage broker in the state of South Carolina. We represent the Nation's largest wholesale and discount mortgage lenders and pass the savings on to our customers in South Carolina.
Having access to many lenders allows us to offer many more home mortgage programs than can be found at any bank in South Carolina.
That's why who you choose as your lender is the most important decision you will make. First Nations Home Mortgage is based out of Travelers Rest, SC and operates as a licensed mortgage broker in the state of South Carolina. We represent the Nation's largest wholesale and discount mortgage lenders and pass the savings on to our customers in South Carolina.
Having access to many lenders allows us to offer many more home mortgage programs than can be found at any bank in South Carolina.
Services
We take pride in our ability to listen to your needs and to sort through our many mortgage programs available to South Carolina residents to find the right loan for you.
We take the time to present to you your home loan options, explaining the "the good, the bad and the ugly" of each type mortgage you qualify for.
Whether it be a fixed rate home loan or an adjustable rate mortgage, you will feel confident that you have made the right decision for the mortgage you need.
We offer low interest home loans for people with good credit as well as counseling for those who have had credit problems in the past to help them qualify.
We take the time to present to you your home loan options, explaining the "the good, the bad and the ugly" of each type mortgage you qualify for.
Whether it be a fixed rate home loan or an adjustable rate mortgage, you will feel confident that you have made the right decision for the mortgage you need.
We offer low interest home loans for people with good credit as well as counseling for those who have had credit problems in the past to help them qualify.
Buying a home can be both exciting and confusing.
There are many decisions to be made in finding the right home for you.
Each must be carefully considered to ensure you will be happy with your purchase for years to come.
The whole process can seem overwhelming at times.
Relax - we're here to help.
During the pre-approval process, your income, job history, credit history, current debt obligations and assets will be evaluated to determine if you qualify for a mortgage loan.
You will learn how much you can borrow and what the monthly payment would be.
There are many decisions to be made in finding the right home for you.
Each must be carefully considered to ensure you will be happy with your purchase for years to come.
The whole process can seem overwhelming at times.
Relax - we're here to help.
During the pre-approval process, your income, job history, credit history, current debt obligations and assets will be evaluated to determine if you qualify for a mortgage loan.
You will learn how much you can borrow and what the monthly payment would be.
We receive many calls from homeowners today asking if they should refinance their current mortgage.
Like most financial decisions, what is right for one person may not be right for someone else.
When interest rates fall below the rate of your mortgage, most people begin to think about refinancing to lower their payment and the amount of interest they have to pay.
You should look for a lender that will set your new loan term to match the remaining term of your existing mortgage.
Consideration should be given to how long it would take to recover the closing costs of the new loan with the monthly savings.
Like most financial decisions, what is right for one person may not be right for someone else.
When interest rates fall below the rate of your mortgage, most people begin to think about refinancing to lower their payment and the amount of interest they have to pay.
You should look for a lender that will set your new loan term to match the remaining term of your existing mortgage.
Consideration should be given to how long it would take to recover the closing costs of the new loan with the monthly savings.
If you are a homeowner age 62 or older and have paid off your mortgage or have a considerable amount of equity in your home and are currently living in the home, you may wish to participate in FHA's Home Equity Conversion Mortgage (HECM) program.
The HECM is FHA's reverse mortgage program that enables you to withdraw some of the equity in your home over time or choose a single disbursement lump-sum payment at the time of mortgage closing.
Reverse mortgages can promote economic security and independence by allowing seniors the ability to live in their homes and gain access to the equity in their home and turn it into tax free cash without incurring a monthly repayment obligation.
The HECM is FHA's reverse mortgage program that enables you to withdraw some of the equity in your home over time or choose a single disbursement lump-sum payment at the time of mortgage closing.
Reverse mortgages can promote economic security and independence by allowing seniors the ability to live in their homes and gain access to the equity in their home and turn it into tax free cash without incurring a monthly repayment obligation.
An adjustable rate mortgage (ARM) is a mortgage where the rate can periodically be adjusted, up or down, along.
What are "Prepaid" fees?
Most borrowers are aware that there are closing costs associated with obtaining a mortgage, however, these are.
Is Refinancing right for you?
We receive many calls from homeowners today asking if they should refinance their current mortgage.
Closing costs are the one-time fees paid at the loan closing for costs associated with purchasing.
What are "Prepaid" fees?
Most borrowers are aware that there are closing costs associated with obtaining a mortgage, however, these are.
Is Refinancing right for you?
We receive many calls from homeowners today asking if they should refinance their current mortgage.
Closing costs are the one-time fees paid at the loan closing for costs associated with purchasing.
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