Whether you're a home buyer, refinancing your current home or purchasing a vacation get-away, Fidelity Capital is committed to making the home lending process clear, with superb customer service, to help you move forward with the right loan. Buying a new home? Fidelity is ready to guide you through the full loan process, and answer all your questions.
We specialize in conventional and VA loans. Establishing your budget? We offer a pre-qualifying service so you can set your home buying budget before you start looking at homes. Feel confident about your established price range. Let us help you determine your best refinancing option, whether it's cash back or reducing your monthly payment. Let us de-mystify the credit process for you.
We'll help explain the most important things that impact credit, what your credit score means, types of credit and more.
We specialize in conventional and VA loans. Establishing your budget? We offer a pre-qualifying service so you can set your home buying budget before you start looking at homes. Feel confident about your established price range. Let us help you determine your best refinancing option, whether it's cash back or reducing your monthly payment. Let us de-mystify the credit process for you.
We'll help explain the most important things that impact credit, what your credit score means, types of credit and more.
Services
Fidelity Capital Mortgage Company (FCMC) is an independent Mortgage Lender dedicated to providing our customers with superior service.
Our mortgage professionals are committed to making sure each client understands their financing options, and gets the loan that best meets their needs.
As a lender, we use our own money to fund your loan.
You can trust us to have your best interests in mind.
At FCMC we believe excellent service is achieved through ethical conduct, communication, initiative and teamwork.
Our mortgage professionals are committed to making sure each client understands their financing options, and gets the loan that best meets their needs.
As a lender, we use our own money to fund your loan.
You can trust us to have your best interests in mind.
At FCMC we believe excellent service is achieved through ethical conduct, communication, initiative and teamwork.
Do you have questions about credit?
We can help!
Below is information regarding the often mysterious Credit Score, and factors that affect your score.
Your Credit Score is an indicator of your ability to repay a debt in the future, based on your credit history.
It's best to keep the balance on unsecured debt low - ideally keep credit cards below 25% of the credit limit and not more than 50%.
Once you're above 50% of your credit limit, your score can be negatively affected!
Debt owed makes up 30% of your credit score!
We can help!
Below is information regarding the often mysterious Credit Score, and factors that affect your score.
Your Credit Score is an indicator of your ability to repay a debt in the future, based on your credit history.
It's best to keep the balance on unsecured debt low - ideally keep credit cards below 25% of the credit limit and not more than 50%.
Once you're above 50% of your credit limit, your score can be negatively affected!
Debt owed makes up 30% of your credit score!
I truly was treated with the very best respect and the cooperation was excellent from your staff.
I give you all excellent ratings!
Happy New Year to all - T. Mcgilveary.
This is Joseph C. Lafayette; I greatly appreciate everyone's patience, time and effort, for helping me to achieve my New Family Home.
Fidelity Capital Mortgage you are the greatest!
Dear Teresa Dowdy and the rest of the Fidelity Capital Team.
You and your wonderful staff recently assisted my wife and I with our house purchase.
I give you all excellent ratings!
Happy New Year to all - T. Mcgilveary.
This is Joseph C. Lafayette; I greatly appreciate everyone's patience, time and effort, for helping me to achieve my New Family Home.
Fidelity Capital Mortgage you are the greatest!
Dear Teresa Dowdy and the rest of the Fidelity Capital Team.
You and your wonderful staff recently assisted my wife and I with our house purchase.
Fidelity Capital Mortgage Company is here to assist you in determining the loan program that suits your needs.
Paystubs covering the last 30 day period; for Social Security or other Disability income, provide copy of award letter from the paying agency.
Checking & Saving Account Bank Statements for the 2 most recent month cycles (all pages, even if blank or standard bank language).
If you are a Veteran applying for a VA Loan, please provide your Certificate of Eligibility and/or Award Letter.
Paystubs covering the last 30 day period; for Social Security or other Disability income, provide copy of award letter from the paying agency.
Checking & Saving Account Bank Statements for the 2 most recent month cycles (all pages, even if blank or standard bank language).
If you are a Veteran applying for a VA Loan, please provide your Certificate of Eligibility and/or Award Letter.
Home ownership has been a mainstay of the American Dream through out history.
The opportunity to no longer pay rent for the roof over your head coupled with the prospect of appreciation on your investment has fostered our desire for home ownership.
However, before jumping into a home purchase, consider the following:.
1. Are you prepared to stay put?
Generally it does not make sense to own a home for less than three or four years due to the high transaction costs associated with buying and selling real estate.
The opportunity to no longer pay rent for the roof over your head coupled with the prospect of appreciation on your investment has fostered our desire for home ownership.
However, before jumping into a home purchase, consider the following:.
1. Are you prepared to stay put?
Generally it does not make sense to own a home for less than three or four years due to the high transaction costs associated with buying and selling real estate.
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