Our goal is to act as your trusted mortgage advisor, providing highly personalized service and guiding you through every step of the loan process. Brightleaf Mortgage is built around the customer and designed to exceed your expectations, guarantee your satisfaction, and earn your trust. Our entire team here at Brightleaf Mortgage was born and raised in Richmond Virginia.
And with over 25 years of combined mortgage and real estate experience - we have an in-depth knowledge of the Richmond housing market. Having a hard time understanding how the mortgage loan process works? We want you to be educated on the process, so you fully understand step-by-step how we are going to get you in the home of your dreams. We have a unique tool built specifically to help you understand the mortgage loan process from start to finish!
We love to hear from anyone!
And with over 25 years of combined mortgage and real estate experience - we have an in-depth knowledge of the Richmond housing market. Having a hard time understanding how the mortgage loan process works? We want you to be educated on the process, so you fully understand step-by-step how we are going to get you in the home of your dreams. We have a unique tool built specifically to help you understand the mortgage loan process from start to finish!
We love to hear from anyone!
Services
Integrity is the cornerstone of Brightleaf Mortgage.
We believe a mortgage should be about building relationships and helping our customers achieve their home financial goals, not just a transaction.
At Brightleaf Mortgage, we take a consultative approach to the home loan process by customizing each transaction to help our customers achieve their home financial goals.
Any loan officer can get you a loan.
Our mission is to get you the right loan for your Richmond, Virginia home.
The Brightleaf Mortgage Team has been a pioneer in transforming the way that the customer looks at their mortgage lending relationship.
We believe a mortgage should be about building relationships and helping our customers achieve their home financial goals, not just a transaction.
At Brightleaf Mortgage, we take a consultative approach to the home loan process by customizing each transaction to help our customers achieve their home financial goals.
Any loan officer can get you a loan.
Our mission is to get you the right loan for your Richmond, Virginia home.
The Brightleaf Mortgage Team has been a pioneer in transforming the way that the customer looks at their mortgage lending relationship.
Conventional loans are mortgages made by private lenders that meet the underwriting requirements of Fannie Mae or Freddie Mac.
We can help you compare the different types of conventional loans to make sure you are getting the product that suits your situation.
FHA loans are mortgage loans insured through the Federal Housing Administration (FHA).
They make home ownership more affordable and have easier credit requirements that are perfect for first time homebuyers, families with lower credit scores or with low to moderate incomes.
We can help you compare the different types of conventional loans to make sure you are getting the product that suits your situation.
FHA loans are mortgage loans insured through the Federal Housing Administration (FHA).
They make home ownership more affordable and have easier credit requirements that are perfect for first time homebuyers, families with lower credit scores or with low to moderate incomes.
Previously, getting a conventional mortgage meant making a 20% down payment.
Which wasn't an Ideal situation for first-time home buyers.
Recent changes have made things different today; several conventional loan programs that require less money down e.g.
3% or 5% and compete directly with traditional low down payment programs like FHA.
What's more, some conventional mortgages are specifically designed for low and moderate-income borrowers.
Conventional loans are mortgages made by private lenders that meet the underwriting requirements of Fannie Mae or Freddie Mac, two of the largest acquirers of mortgages on the secondary market.
Which wasn't an Ideal situation for first-time home buyers.
Recent changes have made things different today; several conventional loan programs that require less money down e.g.
3% or 5% and compete directly with traditional low down payment programs like FHA.
What's more, some conventional mortgages are specifically designed for low and moderate-income borrowers.
Conventional loans are mortgages made by private lenders that meet the underwriting requirements of Fannie Mae or Freddie Mac, two of the largest acquirers of mortgages on the secondary market.
FHA loans are mortgage loans insured through the Federal Housing Administration (FHA).
These mortgages make home ownership much more affordable and have easier credit requirements that are perfect for first time homebuyers, families with lower credit scores or with low to moderate incomes.
FHA home loans reduce the barrier to entry for homebuyers and refinancers by featuring low down payments, flexible credit requirements and more purchase power.
If funds are limited, an FHA home loan can help you finance more than 80% of your home value.
These mortgages make home ownership much more affordable and have easier credit requirements that are perfect for first time homebuyers, families with lower credit scores or with low to moderate incomes.
FHA home loans reduce the barrier to entry for homebuyers and refinancers by featuring low down payments, flexible credit requirements and more purchase power.
If funds are limited, an FHA home loan can help you finance more than 80% of your home value.
The US Government's VA loans program helps veterans, active-duty service members members and their families qualify for a home loan.
VA home loans are backed by the US Department of Veterans Affairs.
VA home loans feature no down payment or private mortgage insurance (PMI) requirements, giving you the best choice for any veteran or active service member looking to purchase a home.
VA home loans are to help veterans finance the purchase of homes with favorable loan terms.
There are members of the Selected Reserve, active duty personnel and certain categories of spouses that may also be eligible for VA loan financing.
VA home loans are backed by the US Department of Veterans Affairs.
VA home loans feature no down payment or private mortgage insurance (PMI) requirements, giving you the best choice for any veteran or active service member looking to purchase a home.
VA home loans are to help veterans finance the purchase of homes with favorable loan terms.
There are members of the Selected Reserve, active duty personnel and certain categories of spouses that may also be eligible for VA loan financing.
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