We work with many investors, allowing us to get you the best terms on all types of loan programs including: Fixed terms from 8 to 30 years, 3, 5, 7, and 10-year ARMs, Conventional, Jumbo, FHA, VA, USDA and Renovation Loans. Whatever your situation, we'll fit your needs! At Dominion Capital Mortgage Inc., we realize that every customer has a different combination of assets, limitations and dreams.
Our job is to understand your unique needs, so we can formulate the perfect solution for you. Whatever your financial situation or credit score, we'll help you make the right decisions to achieve your goals. We know local real estate. Dominion Capital Mortgage Inc. is a locally owned and operated mortgage lender in Richmond, VA. The company was founded in 2006 by owners Daniel and Liz Guy who continue to run the business today.
Our job is to understand your unique needs, so we can formulate the perfect solution for you. Whatever your financial situation or credit score, we'll help you make the right decisions to achieve your goals. We know local real estate. Dominion Capital Mortgage Inc. is a locally owned and operated mortgage lender in Richmond, VA. The company was founded in 2006 by owners Daniel and Liz Guy who continue to run the business today.
Services
If you bought a home several years ago and the loan rates have dropped since then, it might be time to refinance.
If you choose to refinance, you'll take out a new loan to replace the old one.
This might be done to decrease interest rates, to remove private mortgage insurance if you've reached 20% equity on the property, or to change the length of the loan if your income levels have changed.
Whatever the reason you want to refinance, you'll need to get a refinance mortgage with a lender.
If you live in or around Richmond, VA, or Fredericksburg, VA, you should look into our loan options at Dominion Capital Mortgage.
If you choose to refinance, you'll take out a new loan to replace the old one.
This might be done to decrease interest rates, to remove private mortgage insurance if you've reached 20% equity on the property, or to change the length of the loan if your income levels have changed.
Whatever the reason you want to refinance, you'll need to get a refinance mortgage with a lender.
If you live in or around Richmond, VA, or Fredericksburg, VA, you should look into our loan options at Dominion Capital Mortgage.
Buying a home is not an easy process.
Not only do you need to find the perfect home for you and your family, but you also have to navigate home loans and closing details.
At Dominion Capital Mortgage Inc., we can help you through the financial aspects of this process.
We are a mortgage company in Richmond, VA, and we'll match you up with the best investor for your situation.
Fixed-rate: Fixed-rate loans have an interest rate that is fixed in place for the duration of the loan.
These loans allow for consistent payments from month to month.
Not only do you need to find the perfect home for you and your family, but you also have to navigate home loans and closing details.
At Dominion Capital Mortgage Inc., we can help you through the financial aspects of this process.
We are a mortgage company in Richmond, VA, and we'll match you up with the best investor for your situation.
Fixed-rate: Fixed-rate loans have an interest rate that is fixed in place for the duration of the loan.
These loans allow for consistent payments from month to month.
Can be described exactly as the name states, the mortgage rate is fixed for the longevity of the loan.
Thirty-year notes are most popular, but terms are available from 8 to 30 years with the flexibly to choose any term in-between to suit your financial situation.
Advantages: Protection from an ever-changing market, consistent principle and interest payment, ideal for families remaining in their home 5+ years.
The primary advantage to a fixed rate mortgage is that you don't have to worry about your mortgage payments going up and down.
Thirty-year notes are most popular, but terms are available from 8 to 30 years with the flexibly to choose any term in-between to suit your financial situation.
Advantages: Protection from an ever-changing market, consistent principle and interest payment, ideal for families remaining in their home 5+ years.
The primary advantage to a fixed rate mortgage is that you don't have to worry about your mortgage payments going up and down.
A home loan with an interest rate that can adjust based upon the market and terms of the note.
Most ARM's adjust annually, with both a yearly and lifetime cap based on the Libor.
Some years, your rate may adjust to it's max and others it may not adjust at all.
Popular terms are the 3, 5, 7 and 10-year ARM's, where the rate is fixed for those initial years and adjust after the fixed period.
The payment is amortized over a 30-year term.
Advantages: ARM's typically offer a lower initial rate, in times when mortgage rates drop, your ARM may have the ability to reduce your rate, ideal for those remaining in their home 5 or less years.
Most ARM's adjust annually, with both a yearly and lifetime cap based on the Libor.
Some years, your rate may adjust to it's max and others it may not adjust at all.
Popular terms are the 3, 5, 7 and 10-year ARM's, where the rate is fixed for those initial years and adjust after the fixed period.
The payment is amortized over a 30-year term.
Advantages: ARM's typically offer a lower initial rate, in times when mortgage rates drop, your ARM may have the ability to reduce your rate, ideal for those remaining in their home 5 or less years.
Would you like to get into a new home in the Richmond, VA, area - but you don't qualify for loans backed by the federal government?
Then you may need to consider a conventional mortgage loan.
At Dominion Capital Mortgage Inc., we are ready and able to help you find the right loan and figure out all the details of the process on your behalf.
Before you try to find a lender yourself, turn to our team so you can discover all your options.
We'll ensure you get the best terms possible for your conventional mortgage.
Then you may need to consider a conventional mortgage loan.
At Dominion Capital Mortgage Inc., we are ready and able to help you find the right loan and figure out all the details of the process on your behalf.
Before you try to find a lender yourself, turn to our team so you can discover all your options.
We'll ensure you get the best terms possible for your conventional mortgage.
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