VanDyk Mortgage - the Jumbo Loan Pro's - Conventional, FHA, and VA Jumbo Home Loans VanDyk Mortgage offers Jumbo Loans such as: FHA Jumbo Conventional Jumbo Fannie Mae High Balance Freddie Mac Super Conforming VA Jumbo loans We are a Direct Jumbo Lender (aka Mortgage Banker) serving multiple states across the county, be sure.
A common myth with VA Loans is that they aren't relevant or used very often for your area, or the loan amounts are too low for your area or that Lenders are limited to the VA Loan Limit for your County.In the past this was true, but recent changes have altered the picture. We allow you to exceed your VA County Loan Limit with the appropriate amount of downpayment on a VA Jumbo Purchase, or enough equity on a VA Jumbo Refinance.
We offer VA Loans to finance the purchase of a multi family home (2-unit, 3-unit or 4 Unit, aka Duplex, Triplex, and Fourplex). This can be a great investment strategy, as you can live in one of the units and rent out the other units. The Veterans Administration has replaced the old VA Condo Search page and launched a brand new webpage to search for VA Approved Condo Complexes on their VIP VA Loan Portal.
A common myth with VA Loans is that they aren't relevant or used very often for your area, or the loan amounts are too low for your area or that Lenders are limited to the VA Loan Limit for your County.In the past this was true, but recent changes have altered the picture. We allow you to exceed your VA County Loan Limit with the appropriate amount of downpayment on a VA Jumbo Purchase, or enough equity on a VA Jumbo Refinance.
We offer VA Loans to finance the purchase of a multi family home (2-unit, 3-unit or 4 Unit, aka Duplex, Triplex, and Fourplex). This can be a great investment strategy, as you can live in one of the units and rent out the other units. The Veterans Administration has replaced the old VA Condo Search page and launched a brand new webpage to search for VA Approved Condo Complexes on their VIP VA Loan Portal.
Services
I am a California based Mortgage Loan Originator that specializes in Government Backed Home loans - FHA, VA, USDA, FHA Jumbo, and VA Jumbo Loans for the Purchase and Refinance of your Home.
VanDyk Mortgage is a nationwide Residential Mortgage Banker.
VanDyk is a Direct Lender for VA and FHA Loans.
We also offer VA Jumbo, FHA Jumbo, USDA, Jumbo Conforming, and Conforming High Balance loans.
Our Lending practice is located in San Marcos, CA, and is blessed with a loyal base of clients from all walks of life.
VanDyk Mortgage is a nationwide Residential Mortgage Banker.
VanDyk is a Direct Lender for VA and FHA Loans.
We also offer VA Jumbo, FHA Jumbo, USDA, Jumbo Conforming, and Conforming High Balance loans.
Our Lending practice is located in San Marcos, CA, and is blessed with a loyal base of clients from all walks of life.
VanDyk is proud to offer Jumbo Loans for the purchase and refinance of homes.
Jumbo Home Loans typically require good credit history, asset reserves, strong employment history and low debt ratios.
We require as little as 10% down for Jumbo Loan Amounts up to $1m (with zero PMI), and just 20% down up to $2m loan amounts.
Jumbo Home Loans typically require good credit history, asset reserves, strong employment history and low debt ratios.
We require as little as 10% down for Jumbo Loan Amounts up to $1m (with zero PMI), and just 20% down up to $2m loan amounts.
Recent legislation has increased the VA Loan Limits for many counties to help Veterans in higher cost areas utilize their VA benefit to purchase a home with a zero down VA Loan.
More importantly, the VA Guarantee available for Vets is higher in those high cost counties as well.
For example, in San Francisco (and much of the Bay Area), the County VA Loan Limit is $679,650.
A qualified Veteran can purchase a home up to $679,650 with zero down payment in San Francisco, Oakland, San Mateo, Marin County, Contra Costa County, etc. Los Angeles and Orange County Vets can qualify up to $679,650 with zero down.
More importantly, the VA Guarantee available for Vets is higher in those high cost counties as well.
For example, in San Francisco (and much of the Bay Area), the County VA Loan Limit is $679,650.
A qualified Veteran can purchase a home up to $679,650 with zero down payment in San Francisco, Oakland, San Mateo, Marin County, Contra Costa County, etc. Los Angeles and Orange County Vets can qualify up to $679,650 with zero down.
FHA Loans are able to accomodate more Homebuyers with lower down payment options for Purchasing a home, and also allows more Home Owners to Refinance than past decades.
FHA Loans are available in High Cost Markets up to $679,650 and allow you to purchase a home with as little as 3.5% down payment, or refinance with 2.25% equity (97.75% LTV).
Areas in Los Angeles, San Francisco, Alameda, Contra Costa, San Mateo, much of the Bay Area, Monterey, San Benito, Santa Barbara, Orange County, Ventura County, etc are eligible up to the full $679,650.
FHA Loans are available in High Cost Markets up to $679,650 and allow you to purchase a home with as little as 3.5% down payment, or refinance with 2.25% equity (97.75% LTV).
Areas in Los Angeles, San Francisco, Alameda, Contra Costa, San Mateo, much of the Bay Area, Monterey, San Benito, Santa Barbara, Orange County, Ventura County, etc are eligible up to the full $679,650.
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