The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments. Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Hybrid ARM mortgages combine features of both fixed-rate and adjustable rate mortgages and are also known as fixed-period ARMs.
C2 Financial a boutique discount Direct Lender & wholesale mortgage broker that provides the lowest closing costs and interest rates for all Residential Mortgage Programs, including: Fannie Mae, Freddie Mac, Portfolio Alt-A, FHA/VA, and Private/Hard Money loans. C2 Financial continues to confidently build a platform that allows Richard to truly be a one-stop solution for all of your residential lending needs.
C2 Financial has provided many future home owners opportunities along with offering the best of the lending world.
C2 Financial a boutique discount Direct Lender & wholesale mortgage broker that provides the lowest closing costs and interest rates for all Residential Mortgage Programs, including: Fannie Mae, Freddie Mac, Portfolio Alt-A, FHA/VA, and Private/Hard Money loans. C2 Financial continues to confidently build a platform that allows Richard to truly be a one-stop solution for all of your residential lending needs.
C2 Financial has provided many future home owners opportunities along with offering the best of the lending world.
Services
I have been in North County since 2003 raising three kids with my wife of 18 years.
I owned and operated two small local businesses for 10 years before moving into home mortgage.
Richard relocated North San Diego County in 2004 after retiring from being a broadcast journalist for ABC News.
He transitioned into entrepreneurship as a local small business owner.
He has brought his experience in business development and financing to the world of home mortgage.
He understands the challenges home buyers face when working for themselves and strives to get folks financed to buy a home with better loan products than the typical big box bank can offer them.
I owned and operated two small local businesses for 10 years before moving into home mortgage.
Richard relocated North San Diego County in 2004 after retiring from being a broadcast journalist for ABC News.
He transitioned into entrepreneurship as a local small business owner.
He has brought his experience in business development and financing to the world of home mortgage.
He understands the challenges home buyers face when working for themselves and strives to get folks financed to buy a home with better loan products than the typical big box bank can offer them.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
Hybrid ARM mortgages combine features of both fixed-rate and adjustable rate mortgages and are also known as fixed-period ARMs.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
Hybrid ARM mortgages combine features of both fixed-rate and adjustable rate mortgages and are also known as fixed-period ARMs.
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