Erica Hooper
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American Mortgage Network is a 100% employee-owned company (ESOP). Our team of owners-all mortgage professionals-focuses on helping homebuyers achieve the American dream of home ownership. Whether you're shopping for your first home loan, trading up to a larger home, or refinancing an existing home, our skilled employee-owners diligently target and pursue the most appropriate product that aligns with your financial profile.

Each customer can select from a full suite of mortgage products that include conventional, adjustable, government and jumbo loans. To achieve our goal of making the mortgage process accessible, we explain how it works and shorten the time to loan approval and closure. As a start-up, we have a flat organization with little or no bureaucracy. Customers enjoy fast decision-making and simple, yet effective, processes.

American Mortgage Network is powered by passionate people who understand what it takes to meet and exceed homebuyer expectations. We're ready to solve today's home ownership challenges and capitalize on market opportunities, helping you - our client and partner - get the home loan you want and deserve.
Services
The advertised loan is a 30-year Fixed Rate Loan with a 30-year fully amortizing term.
The interest rate is 3.5% for 360 months.
The disclosed APR is based on the payment of 2 discount points.
For a $484,350 loan, there is a 3.939% APR with a monthly principal and interest payment of $2,527 for 360 months.
Interest rate quoted assumes a purchase or rate-term refinance with 45 day lock pricing at 60% loan-to-value (LTV), a minimum FICO score of 740 on a primary residence.
The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by Lender.
Are you ready for a new career opportunity in mortgage banking where you can make a difference every day?
If the answer is yes, then consider joining the American Mortgage Network family, a new mortgage banking company that's owned 100% by its employees-skilled professionals who want to change the status quo.
We're looking for sales, operations, technology and administrative team members to tackle the home buying process and make it easier, faster and simpler to get a mortgage.
Our values encourage all employees to think like owners, creating ideas and implementing solutions that make us more efficient.
Joseph Restivo is President and CEO of American Mortgage Network.
Leveraging his 24 years in business as a serial entrepreneur and mortgage banking executive, Joseph is developing and growing a new employee-owned company (ESOP) to shape the mortgage banking environment and deliver home loans that address today's new consumer needs and expectations.
Before starting American Mortgage Network, he was the founder, owner and operator of two mortgage brokerage firms and one mortgage bank as well as a top originator.
Allows you to avoid foreclosure by bringing your mortgage current if you can show you have funds that will become available at a specific date in the future.
Receive modified terms of your mortgage to make it more affordable or manageable after successfully making payments during a "trial period" (that is, completing a three- or four-month trial period plan) that approximates the modified payment.
Permanently modifies your mortgage so that your payments or terms are more manageable as a permanent solution to a long-term or permanent hardship.
She orchestrates a finely tuned team of 10 individuals who work across company departments, such as underwriting, originations and management, as well as helps customers who want to close on time.
She trains all her staff by not only teaching process requirements but also personally encouraging and coaching them to reach out to other members of the AmNet team to resolve issues that slow the loan approval process.
Given the surge in loan volumes, Leyva has created an organized team that embraces a "win-win" philosophy.
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