We went to Ronnie Robison for help with a loan. We had gone to a major bank, and felt as though we had just gotten lost in a sea of numbers and paper work. Ronnie was committed, from the beginning, to make sure that we had the most excellent customer service. He kept us posted, and he made things easy for us! Thank you, Ronnie! As adults, our credit score has a big influence on the major life purchases that we make.
From buying home appliances to qualifying for a loan, this score determines what we can and cannot get. You finally met with your mortgage broker and have started the process for either your home purchase or refinance. You are excited to finally start the process and then it hits you. This is the first. After years of thinking about purchasing a new home, you finally feel ready to make it a reality.
Before you start looking at homes, make sure you do these two things! When it comes to starting the. Saving up for a down payment is important, but making sure you also save up for closing costs is crucial!
From buying home appliances to qualifying for a loan, this score determines what we can and cannot get. You finally met with your mortgage broker and have started the process for either your home purchase or refinance. You are excited to finally start the process and then it hits you. This is the first. After years of thinking about purchasing a new home, you finally feel ready to make it a reality.
Before you start looking at homes, make sure you do these two things! When it comes to starting the. Saving up for a down payment is important, but making sure you also save up for closing costs is crucial!
Services
Our job is to make the mortgage process as seamless as possible for you and your family.
Thankfully, we are experts at that.
The loan process is broken up into 6 parts: The Documentation Stage, The Appraisal Stage, The Underwriting Stage, The Conditional Approval Stage, The Clear-To-Close Stage, and finally the Closing Stage.
We will thoroughly go through each stage with you, but in the mean-time, feel free to browse each stage below to get a general knowledge of what is going on.
During The Documentation Stage you are the most important player on the team.
Thankfully, we are experts at that.
The loan process is broken up into 6 parts: The Documentation Stage, The Appraisal Stage, The Underwriting Stage, The Conditional Approval Stage, The Clear-To-Close Stage, and finally the Closing Stage.
We will thoroughly go through each stage with you, but in the mean-time, feel free to browse each stage below to get a general knowledge of what is going on.
During The Documentation Stage you are the most important player on the team.
A FHA Loan is a great solution for a first-time homebuyer as well as those who want to make a lower down payment.
Additionally, a FHA loan will help our clients with less-than-perfect-credit!.
A Jumbo Mortgage is designed to allow consumers who are purchasing bigger homes to take advantage of today's low rates.
If you are able to afford a more expensive home but haven't saved up enough money to bring the loan down to conforming limits, or you've found the perfect home but it happens to be in a higher priced neighborhood, this mortgage program is made for you!.
Additionally, a FHA loan will help our clients with less-than-perfect-credit!.
A Jumbo Mortgage is designed to allow consumers who are purchasing bigger homes to take advantage of today's low rates.
If you are able to afford a more expensive home but haven't saved up enough money to bring the loan down to conforming limits, or you've found the perfect home but it happens to be in a higher priced neighborhood, this mortgage program is made for you!.
You have a fixed-rate mortgage with a high interest rate, and are looking to get a lower interest rate.
You have a long-term loan and would like a shorter-term loan so you can pay it off and build equity more quickly.
You have a short-term loan and would like a longer-term loan so as to reduce your monthly payments.
If you currently have a high fixed-rate mortgage and the rates have dropped due to market conditions, then you may want to refinance to a low fixed-rate loan.
Also, if you have an ARM, you might consider this option in order to get the security of a fixed rate.
You have a long-term loan and would like a shorter-term loan so you can pay it off and build equity more quickly.
You have a short-term loan and would like a longer-term loan so as to reduce your monthly payments.
If you currently have a high fixed-rate mortgage and the rates have dropped due to market conditions, then you may want to refinance to a low fixed-rate loan.
Also, if you have an ARM, you might consider this option in order to get the security of a fixed rate.
What Does Your Credit Report Say About You? Shockingly, many people have never seen their Credit Report!
Not knowing what your credit report says about your finances may cost you more when trying to obtain a mortgage.
Even those who pay everything on time might have an unaddressed credit issue that is hurting their credit!
It is very common for incorrect information to be reported on your Credit Report and it is important to identify any issues and correct them before you apply for a mortgage.
Many of you have seen "Free Services" advertised on T.V., The Internet, and through the Radio.
Not knowing what your credit report says about your finances may cost you more when trying to obtain a mortgage.
Even those who pay everything on time might have an unaddressed credit issue that is hurting their credit!
It is very common for incorrect information to be reported on your Credit Report and it is important to identify any issues and correct them before you apply for a mortgage.
Many of you have seen "Free Services" advertised on T.V., The Internet, and through the Radio.
We understand that a home is one of the most important financial decisions you'll make.
A home can have more value than just an investment though; it's where you raise your family, become engulfed in a community, and never question the feeling of home.
We're here for you.
Please reach out to us with any questions or concerns you may have.
The advice is always free!
A home can have more value than just an investment though; it's where you raise your family, become engulfed in a community, and never question the feeling of home.
We're here for you.
Please reach out to us with any questions or concerns you may have.
The advice is always free!
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