Sharon has helped my husband and me, not once, but twice through the craziness of home lending. Obtaining a mortgage can be very stressful process not to mention intimidating. With hundreds of lenders to choose from today it's a daunting task just finding the right lender! At Neider Mortgage we understand that and pledge to provide you with fast and accurate information about home mortgages, upfront.
We are committed to a simple, stress-free process with on-time closings, personalized service and up-to-date communication. We would like to help you achieve the dream of homeownership! Bottom line, if honesty, integrity, competence and 35 years of experience matter to you, then give us a call today! Our owner, Sharon Neider, can be reached via telephone or text at 281-250-8344.
We've been helping customers afford the home of their dreams for many years and we love what we do.
We are committed to a simple, stress-free process with on-time closings, personalized service and up-to-date communication. We would like to help you achieve the dream of homeownership! Bottom line, if honesty, integrity, competence and 35 years of experience matter to you, then give us a call today! Our owner, Sharon Neider, can be reached via telephone or text at 281-250-8344.
We've been helping customers afford the home of their dreams for many years and we love what we do.
Services
Neider Mortgage's mission is to serve our customers with honesty, integrity and competence.
Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The owner, Sharon Neider, is a 30 year plus mortgage professional dedicated to getting your loan approved at the best interest rate with the lowest cost, and most importantly, with the least amount of stress for you!
Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The owner, Sharon Neider, is a 30 year plus mortgage professional dedicated to getting your loan approved at the best interest rate with the lowest cost, and most importantly, with the least amount of stress for you!
Applying for a mortgage can seem like a daunting and scary process.
To help, we've created a checklist of things for you to compile, complete and acknowledge before applying.
Credit history is a recorded file of past and current credit that is utilized to compile a credit score.
A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
An appraisal is an estimate of a property's fair market value and is required by a lender to ensure the loan amount is not more than the property value.
To help, we've created a checklist of things for you to compile, complete and acknowledge before applying.
Credit history is a recorded file of past and current credit that is utilized to compile a credit score.
A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
An appraisal is an estimate of a property's fair market value and is required by a lender to ensure the loan amount is not more than the property value.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
Hybrid ARM mortgages combine features of both fixed-rate and adjustable rate mortgages and are also known as fixed-period ARMs.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
Hybrid ARM mortgages combine features of both fixed-rate and adjustable rate mortgages and are also known as fixed-period ARMs.
The first step in obtaining a loan is to determine how much money you can borrow.
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities.
Be in a better position when negotiating with the seller (seller knows your loan is already approved).
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities.
Be in a better position when negotiating with the seller (seller knows your loan is already approved).
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice.
We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances.
All examples are hypothetical and are for illustrative purposes.
We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
We've been helping customers afford the home of their dreams for many years and we love what we do.
We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances.
All examples are hypothetical and are for illustrative purposes.
We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
We've been helping customers afford the home of their dreams for many years and we love what we do.
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