Welcome to the official site of 1st Florida Mortgage Lending. We are a full-service mortgage company based out of Miami-Dade, Florida. Much of our busines comes from Realtors whom's clients need home purchase loans in Miami, Kendall, Coral Gables, South Miami, and Pinecrest. However, we also provide our home purchase and refinance loans to all Florida residents.
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. What makes 1st Florida Mortgage Lending unique is that we offer the following niche programs as well: low mortgage rates, down payment assistance, low credit scores, first time home buyers, low costs, flexible loan programs, home purchase mortgages, refinance mortgages, no docs, no income, bank statement mortgage, investor mortgage.
Contact 1st Florida Mortgage Lending today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. What makes 1st Florida Mortgage Lending unique is that we offer the following niche programs as well: low mortgage rates, down payment assistance, low credit scores, first time home buyers, low costs, flexible loan programs, home purchase mortgages, refinance mortgages, no docs, no income, bank statement mortgage, investor mortgage.
Contact 1st Florida Mortgage Lending today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
Services
1st Florida Mortgage Lending came about through the culmination of nearly twenty years of serving Floridians with honesty, integrity and competence.
A "Boutique Style" business focusing mainly on our clientele's experience as we work diligently to provide the best rates and products.
Furthermore, we pledge to assist borrowers overcome any roadblocks that may arise while securing their loan.
Our goal is 100% satisfaction from all our clients.
Co-Founder Daneza Socarras began her career in the real estate title industry in the 1990's, Daneza soon aspired to do more.
A "Boutique Style" business focusing mainly on our clientele's experience as we work diligently to provide the best rates and products.
Furthermore, we pledge to assist borrowers overcome any roadblocks that may arise while securing their loan.
Our goal is 100% satisfaction from all our clients.
Co-Founder Daneza Socarras began her career in the real estate title industry in the 1990's, Daneza soon aspired to do more.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice.
We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances.
All examples are hypothetical and are for illustrative purposes.
We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
1st Florida Mortgage Lending strives to ensure that its services are accessible to people with disabilities.
We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances.
All examples are hypothetical and are for illustrative purposes.
We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
1st Florida Mortgage Lending strives to ensure that its services are accessible to people with disabilities.
Applying for a mortgage can seem like a daunting and scary process.
To help, we've created a checklist of things for you to compile, complete and acknowledge before applying.
Credit history is a recorded file of past and current credit that is utilized to compile a credit score.
A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
An appraisal is an estimate of a property's fair market value and is required by a lender to ensure the loan amount is not more than the property value.
To help, we've created a checklist of things for you to compile, complete and acknowledge before applying.
Credit history is a recorded file of past and current credit that is utilized to compile a credit score.
A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
An appraisal is an estimate of a property's fair market value and is required by a lender to ensure the loan amount is not more than the property value.
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them.
Luckily we're here to help you choose the best type of home loan for your needs.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-i.
Luckily we're here to help you choose the best type of home loan for your needs.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-i.
The first step in obtaining a loan is to determine how much money you can borrow.
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities.
Be in a better position when negotiating with the seller (seller knows your loan is already approved).
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities.
Be in a better position when negotiating with the seller (seller knows your loan is already approved).
Reviews
Be the first to review 1st Florida Mortgage Lending.
Write a Review
