Our tech searches through thousands of rates/programs from top banks and Investors so you can compare and save. The first step is picking a loan type. With our instant online rates page, you'll be able to customize your loan scenario and search loan programs and interest rates in seconds. Our secure online digital mortgage will help you apply and verify your income, assets and credit in minutes.
Our team of Home Loan Experts are also available by phone. Once you've reviewed the loan disclosures and are ready to move forward, we'll lock in your rate and submit your loan to our processing/underwriting team. Once your loan is Clear to Close, you can sign the final closing package and start enjoying your new mortgage. The Affordability Calculator is one of the first steps to figuring out what the right mortgage is for you.
Refinancing Calculator is a tool to help you decide whether or not makes sense to refinance your current loan. The Rent vs. Buy Calculator is a tool to help you decide whether or not it makes sense to keep on renting, or to purchase a home.
Our team of Home Loan Experts are also available by phone. Once you've reviewed the loan disclosures and are ready to move forward, we'll lock in your rate and submit your loan to our processing/underwriting team. Once your loan is Clear to Close, you can sign the final closing package and start enjoying your new mortgage. The Affordability Calculator is one of the first steps to figuring out what the right mortgage is for you.
Refinancing Calculator is a tool to help you decide whether or not makes sense to refinance your current loan. The Rent vs. Buy Calculator is a tool to help you decide whether or not it makes sense to keep on renting, or to purchase a home.
Services
Get A Rate is a new kind of mortgage company taking a fresh approach to lending and client relationships.
From digital solutions to transparent services, we're all about helping our clients achieve the highest level of success when it comes to personal accomplishments and home ownership.
Our tech searches through thousands of rates/programs from top banks and Investors so you can compare and save.
By leveraging technology, we've been able to eliminate obsolete systems and unnecessary fees so we can operate at a fraction of the cost compared to other lenders and pass those savings on to our clients.
From digital solutions to transparent services, we're all about helping our clients achieve the highest level of success when it comes to personal accomplishments and home ownership.
Our tech searches through thousands of rates/programs from top banks and Investors so you can compare and save.
By leveraging technology, we've been able to eliminate obsolete systems and unnecessary fees so we can operate at a fraction of the cost compared to other lenders and pass those savings on to our clients.
Timing is everything, especially when you're transitioning from renting to owning.
If you're still on the fence, try our affordability calculator.
You can also try our Rent vs. Buy calculator to compare whether it makes sense to buy now or continue renting.
Also, keep in mind property taxes, insurance, costs of rents in your prospective neighborhood, and intangible benefits like space and the freedom to renovate.
Pre-Approval letters are your golden tickets to accessing sellers and real estate agents.
If you're still on the fence, try our affordability calculator.
You can also try our Rent vs. Buy calculator to compare whether it makes sense to buy now or continue renting.
Also, keep in mind property taxes, insurance, costs of rents in your prospective neighborhood, and intangible benefits like space and the freedom to renovate.
Pre-Approval letters are your golden tickets to accessing sellers and real estate agents.
Perhaps your finances have changed-maybe you got a promotion, a new job, or you've combined incomes.
Now you're in a better place to pay your loan off faster.
Shortening the life of your loan means paying less interest.
It also means better long-term financial security and moving forward to other financial goals.
Are you reassessing your monthly spending?
Maybe you'd like a little more cash flow.
Lowering your monthly payment could be the answer, and it's simple.
Interest rates are constantly changing, and sometimes they're changing in your favor.
Now you're in a better place to pay your loan off faster.
Shortening the life of your loan means paying less interest.
It also means better long-term financial security and moving forward to other financial goals.
Are you reassessing your monthly spending?
Maybe you'd like a little more cash flow.
Lowering your monthly payment could be the answer, and it's simple.
Interest rates are constantly changing, and sometimes they're changing in your favor.
Not many mortgage lenders offer a guaranteed fully-verified Pre-Approval like Get A Rate, let alone one that comes with a $2,000 guarantee.
Mortgage Rate Quotes are not guaranteed if you do not meet Get A Rates criteria and other factors bearing on your creditworthiness (including acceptable property collateral, income and employment history).
Monthly payments do not include property taxes, property insurance, and homeowners association dues.
Your exact loan's interest rate and payments will depend upon the term of your loan, your credit history, and other qualifying factors.
Mortgage Rate Quotes are not guaranteed if you do not meet Get A Rates criteria and other factors bearing on your creditworthiness (including acceptable property collateral, income and employment history).
Monthly payments do not include property taxes, property insurance, and homeowners association dues.
Your exact loan's interest rate and payments will depend upon the term of your loan, your credit history, and other qualifying factors.
Originally founded as Amber Sky Home Mortgage LLC, the company changed its name to Get A Rate in 2015.
It currently operates as a Direct Lending Institution in New Jersey and as a Mortgage Broker in New York State.
Get A Rate has funded over $1 billion in home loans and has consistently earned an A+ rating with the BBB since 2012.
Get A Rate LLC is an FHA approved lender who also offers a variety of loan products and programs including VA Loans, USDA Loans, Jumbo Loans, HARP, Reverse Mortgages, No PMI, HomePath, FHA 203K, FHA Streamline, Fixed Rate and Adjustable Rate Mortgages.
It currently operates as a Direct Lending Institution in New Jersey and as a Mortgage Broker in New York State.
Get A Rate has funded over $1 billion in home loans and has consistently earned an A+ rating with the BBB since 2012.
Get A Rate LLC is an FHA approved lender who also offers a variety of loan products and programs including VA Loans, USDA Loans, Jumbo Loans, HARP, Reverse Mortgages, No PMI, HomePath, FHA 203K, FHA Streamline, Fixed Rate and Adjustable Rate Mortgages.
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