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Ruulio Mortgage was started after seeing the need to provide better and higher quality customer experience to the mortgage process. At Ruulio Mortgage we make each one of our clients part of the family and treat them like it! With our combined mortgage experience and great customer service, we are the partner you need while dealing with most likely your largest asset.
At Ruulio Mortgage we pride ourselves on transparency, best cost and unsurpassed customer service. We not only look out for your best interests for today but for your future as well.
At Ruulio Mortgage we pride ourselves on transparency, best cost and unsurpassed customer service. We not only look out for your best interests for today but for your future as well.
Services
Before you start looking for your first home, we can help you with a mortgage prequalification.
Ruulio Mortgage can help you get pre-qualified and on your way to home ownership!
Simply fill out our mortgage prequalification form securely on our website.
With a prequalification letter in hand, you know that you may get approved for a mortgage before you even look at your first potential new home.
Some realtors require buyers to get prequalified before even starting to house hunt.
A simple mortgage prequalification letter can help you narrow your search to find exactly the home you need.
Ruulio Mortgage can help you get pre-qualified and on your way to home ownership!
Simply fill out our mortgage prequalification form securely on our website.
With a prequalification letter in hand, you know that you may get approved for a mortgage before you even look at your first potential new home.
Some realtors require buyers to get prequalified before even starting to house hunt.
A simple mortgage prequalification letter can help you narrow your search to find exactly the home you need.
Notice: Alimony, Child Support Or Separate Maintenance Income Need Not Be Revealed If The Borrower Or Co-Borrower Does Not Choose To Have It Considered For Repaying This loan.
I understand that by submitting this online application, I am authorizing a credit check and to make whatever inquiries necessary in connection with this request.
The following information is requested by the Federal Government for certain types of loans related to a dwelling in order to monitor the lender's compliance with equal credit opportunity, fair housing and home mortgage disclosure laws.
I understand that by submitting this online application, I am authorizing a credit check and to make whatever inquiries necessary in connection with this request.
The following information is requested by the Federal Government for certain types of loans related to a dwelling in order to monitor the lender's compliance with equal credit opportunity, fair housing and home mortgage disclosure laws.
Fix up your fixer upper home with a Rehab Loan.
If you have found the perfect home but it needs renovation, you can purchase the home and roll the costs of the renovation into your loan.
An FHA 203(k) Loan, also called a Renovation Loan, allows buyers to finance the cost of the home and the renovation in one mortgage with a low rate.
The VA also offers a similar option for military and veterans to purchase a home and finance the required renovations to bring it up to standards set by the VA.
Rehab loans have similar qualification requirements to a standard FHA or VA loan, with additional documentation needed related to the renovation.
If you have found the perfect home but it needs renovation, you can purchase the home and roll the costs of the renovation into your loan.
An FHA 203(k) Loan, also called a Renovation Loan, allows buyers to finance the cost of the home and the renovation in one mortgage with a low rate.
The VA also offers a similar option for military and veterans to purchase a home and finance the required renovations to bring it up to standards set by the VA.
Rehab loans have similar qualification requirements to a standard FHA or VA loan, with additional documentation needed related to the renovation.
USDA Loans offer flexible options as either Fixed Rate or Adjustable Rate mortgages.
You may qualify with less than perfect credit.
Buying a home with little or no down payment can provide opportunities for buyers that otherwise may not be able to become homeowners.
Fortunately for today's buyers, there are a few programs that can help them qualify for a mortgage with a very small down payment.
One that is not widely discussed is the USDA Single Family Housing Guaranteed Loan Program.
The United States Department of Agriculture, USDA, administers the program but does not actually loan money.
You may qualify with less than perfect credit.
Buying a home with little or no down payment can provide opportunities for buyers that otherwise may not be able to become homeowners.
Fortunately for today's buyers, there are a few programs that can help them qualify for a mortgage with a very small down payment.
One that is not widely discussed is the USDA Single Family Housing Guaranteed Loan Program.
The United States Department of Agriculture, USDA, administers the program but does not actually loan money.
Ready to reach financial independence through real estate?
Whether you are looking for an investment property or a vacation home to spend relaxing days, Ruulio Mortgage can bring the same level of personalized attention and service to all of your real estate purchases.
Your dream home might be within reach!
Ruulio Mortgage can help with investment property loans.
Our prequalification process will ensure that you are ready to buy and we can help you find a real estate agent to meet your needs.
Take advantage of low rates by locking into a low payment with a traditional 30-year loan.
Whether you are looking for an investment property or a vacation home to spend relaxing days, Ruulio Mortgage can bring the same level of personalized attention and service to all of your real estate purchases.
Your dream home might be within reach!
Ruulio Mortgage can help with investment property loans.
Our prequalification process will ensure that you are ready to buy and we can help you find a real estate agent to meet your needs.
Take advantage of low rates by locking into a low payment with a traditional 30-year loan.
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