Florida Mortgage Capital
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Florida Mortgage Capital
Welcome to the official site of Florida Mortgage Capital, Inc. We are a full-service mortgage company based in Miami, FL. We specialize in Conventional, FHA, HELOC and Jumbo Loans in Miami. We also serve the surrounding cities in Miami Dade County. Whether you are buying a home or refinancing in South Florida where we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. What makes Florida Mortgage Capital, Inc unique is that we offer the following niche programs as well: Bank statement, Reverse Mortgage, Portfolio and Foreign Nationals loans.

Contact Florida Mortgage Capital, Inc today to discuss your mortgage loan options and find out which loan program will best suit your needs. We've been helping customers afford the home of their dreams for many years and we love what we do.
Services
We have been serving the needs of Buyers throughout Florida for over 22 years.
Our success has been in building long term relationships with our clients.
They are the best testament of the service we provide during and after the transaction is concluded.
Our mission is to serve our customers with honesty, integrity and competence.
Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a home loan.
Kindly provide your date of birth so our mortgage brokers can verify your identity when they contact you.
Thank you for your cooperation.
We've been helping customers afford the home of their dreams for many years and we love what we do.
Florida Mortgage Capital, Inc. strives to ensure that its services are accessible to people with disabilities.
Florida Mortgage Capital, Inc. has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice.
We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances.
All examples are hypothetical and are for illustrative purposes.
We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
We've been helping customers afford the home of their dreams for many years and we love what we do.
Applying for a mortgage can seem like a daunting and scary process.
To help, we've created a checklist of things for you to compile, complete and acknowledge before applying.
Credit history is a recorded file of past and current credit that is utilized to compile a credit score.
A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
An appraisal is an estimate of a property's fair market value and is required by a lender to ensure the loan amount is not more than the property value.
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them.
Luckily we're here to help you choose the best type of home loan for your needs.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-i.
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