Ginny Duffy is a local mortgage lender based in Southern Oregon. She understands first-hand how intimidating getting a home loan can be, and is committed to working with her clients to find the the right mortgage. Whether you are looking for a mortgage in Ashland or home loans in Medford, Elite Mortgage Lender is here for you! About fifteen years ago, Ginny was refinancing her home, but was not completely familiar on the lending process.
Her mortgage lender at this time worked with her in a way that changed her life. She noticeably put Ginny's needs first and explained the process in ways that were easy for her to understand. She very clearly had her in mind and genuinely showed that she cared. This changed Ginny's life because since then she has devoted her career in the mortgage industry to help and impact people's lives as her was positively impacted many years ago.
Ginny vows to always put her customers first and work in their best interest. Congratulations on deciding to take the next step towards home ownership.
Her mortgage lender at this time worked with her in a way that changed her life. She noticeably put Ginny's needs first and explained the process in ways that were easy for her to understand. She very clearly had her in mind and genuinely showed that she cared. This changed Ginny's life because since then she has devoted her career in the mortgage industry to help and impact people's lives as her was positively impacted many years ago.
Ginny vows to always put her customers first and work in their best interest. Congratulations on deciding to take the next step towards home ownership.
Services
Our wide portfolio of loan programs is designed to meet the varied needs and situations of our clients.
We take a lot of pride in taking the time to walk you through each and every option until you can make a confident and informed decision.
A conventional loan is a mortgage loan that is not insured by any government agency FHA, VA or USDA.
Conventional loans often represent lower rates and great terms as long as the borrower can meet the loan requirements.
They typically require a 5-10% down-payment, and may have private mortgage insurance if program minimum down-payment is not met.
We take a lot of pride in taking the time to walk you through each and every option until you can make a confident and informed decision.
A conventional loan is a mortgage loan that is not insured by any government agency FHA, VA or USDA.
Conventional loans often represent lower rates and great terms as long as the borrower can meet the loan requirements.
They typically require a 5-10% down-payment, and may have private mortgage insurance if program minimum down-payment is not met.
When you begin the process of purchasing or refinancing a home, there are a few general "rules of thumb" that can help the process go more smoothly.
Copy of Rental Agreement(s) and property tax statement(s) for any rental properties owned.
Signed and Recorded copy of Divorce Decree/Child Support Order (12 months bank statements if receiving support payments).
CElite Mortgage LLC| Equal Housing Lender | NMLS 1795862 |Licensed by the State of Oregon.
Some products may not be available in all states.
Copy of Rental Agreement(s) and property tax statement(s) for any rental properties owned.
Signed and Recorded copy of Divorce Decree/Child Support Order (12 months bank statements if receiving support payments).
CElite Mortgage LLC| Equal Housing Lender | NMLS 1795862 |Licensed by the State of Oregon.
Some products may not be available in all states.
I was a single mom who had never bought a house before.
I wasn't qualifying for most houses in my neighborhood.
Ginny Duffy told me to wait just a couple of months longer.
She was waiting for a bill to pass that made it possible for me to qualify.
As soon as the bill passed, Ginny called me and with a month or two I had moved my children out of a carriage house in a city alley to a safe and warm home on the street!
People tell me how intimidating and stressful it is to get all of the paperwork together for closings, but Ginny Duffy made it so easy for me that I don't remember any stress on my end.
I wasn't qualifying for most houses in my neighborhood.
Ginny Duffy told me to wait just a couple of months longer.
She was waiting for a bill to pass that made it possible for me to qualify.
As soon as the bill passed, Ginny called me and with a month or two I had moved my children out of a carriage house in a city alley to a safe and warm home on the street!
People tell me how intimidating and stressful it is to get all of the paperwork together for closings, but Ginny Duffy made it so easy for me that I don't remember any stress on my end.
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