Jonathen Adams
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As one of Oregons top Mortgage Brokers, we are dedicated to making sure your home purchase or refinance experience is second to none. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in.

For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios. Jonathen Adams and his team were consummate professionals. Jonathen clearly explained the various financing options and secured a good rate for us that met our needs and avoided extra fees.

Then his team worked with us quickly and efficiently to assemble the necessary documentation and close the loan well ahead of our deadline.
Services
Price Mortgage, LLC, DBA J. Adams Home Loans is a licensed Mortgage Broker in the state of Oregon.
MLS 1429043 OR ML-5706.
This is not a commitment to lend.
All loans subject to credit approval.
Guidelines subject to change without prior notice.
This information is provided to assist business professionals only and is not an advertisement extended to the consumer as defined by Section 226.2 Regulation Z.-EOE.
Jonathen Adams and his team were consummate professionals.
Jonathen clearly explained the various financing options and secured a good rate for us that met our needs and avoided extra fees.
Then his team worked with us quickly and efficiently to assemble the necessary documentation and close the loan well ahead of our deadline.
We appreciated their clear communications and quick responses anytime we had a question.
They made the whole process painless!
I really can't say enough about Jonathen and his team!
The Federal Housing Administration offers private loans for existing or new home purchases as well as programs for home repairs for borrowers seeking an FHA Loan.
The FHA is a government agency inside the U.S. Department of Housing and Urban Development.
An FHA loan is a type of mortgage that is insured by the Federal Housing Administration.
Borrowers with FHA loans are required to pay for mortgage insurance so the lender is protected from a loss if the borrower happens to default on the loan itself.
Conventional mortgage Loans are not insured or backed by a government agency such as the FHA or the VA.
Before applying for a home loan, it is important to determine the best financial option for you.
Conventional mortgages are loans that aren't guaranteed or insured by the federal government.
You may also refer to this type of loan as a non-GSE (non-government sponsored entity) loan.
Also known as a conforming mortgage, the conventional loan complies with the parameters set by Freddie Mac and Fannie Mae.
Jumbo loans are larger than most conventional home loans, but are still considered a "traditional" loan program.
If you are looking to apply for a Jumbo Loan then you are typically considering a property that is above the market's average.
Having the ability to borrow this amount of money is very beneficial, but getting approved for a jumbo loan is becoming more difficult each year.
When beginning this process, you will want a mortgage specialist who is familiar with Jumbo Loans on your side.
While shopping for a Jumbo Loan, you will begin to notice this type of loan has a higher interest rate than conventional mortgages.
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