First Priority Financial
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We especially enjoy rewarding the best borrowers with great interest rates and the lowest closing costs. Through FHA home loans & VA we also specialize in hard to find home loans for borrowers with good credit, or who want to borrow over 80% of their home's value. Getting a new home loan can be confusing and without an experienced lender, maybe end up denied.

We attempt to educate the Borrower so they can get options to consider that work best for their situation. Don't just fall for the old rate trap where someone offers you a rate below others. This is usually followed up with finding high fees to do the loan. No matter the need for a new mortgage, we are here to help. We offer all types of mortgages including conventional, FHA home loans, VA home loans, Reverse mortgage loans and all types of mortgage refinance loans.

We offer same day approvals and EZ online applications.
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Thinking about buying your dream home and need a new home loan?
It can be a stressful time and a little bit of experience can go along way.
The most important thing is to work with a good real estate agent to help you find a home and get an experienced home loan lender to get you a low rate Castaic Mortgage.
We offer quick online mortgage applications and low rate quotes.
Getting pre-approved for a home loan is a must before making an offer.
Getting Pre qualified is a process of submitting basic documents to the lender to review and the lender determining you are qualified based on those figures.
Mortgage down payment options are important when deciding on a mortgage.
When buying a new home it is important to understand your down payment options, and the consequences that each down payment will have on your final loan amount, interest rate and mortgage monthly payment.
You can also use a Gift of Equity as your down payment.
Conventional Mortgage- Many homeowners don't understand just what this is.
A conventional home loan is normally where you put 20% down and it is able to be sold to Fannie Mae Home loans or Freddie Mac Home loans.
If you're buying a new California home and looking to get approved for a mortgage, there are programs offered by the State that we participate in to get you some Home Loan Down Payment Assistance.
The California Housing Finance Agency or CalHFA offers the CHDAP program.
This program can help you buy a California home with little or no money down.
Many other States also offer similar programs.
The California Down payment assistance or CalHFA program offers a deferred payment junior loan or 2nd to home Buyers for up to 3% of the home purchase price.
Under normal circumstances, if a borrower puts 10% down on a $200,000 home they would be borrowing $180,000 and have a monthly payment of $966 (at a 5% interest rate), plus would be required to pay an additional $93 monthly mortgage insurance fee.
If you did a refinance Castaic in the last few years you might not have the equity to buy a new home.
With LPMI, the $93 monthly fee can be eliminated altogether.
If the borrower has a credit score of over 600 points, they can pay a one time fee and include that fee as one of the closing costs.
We can help you get the refinance options on your home loan refinance Palmdale to best suit your situation.
Even though it may seem like it sometimes, there are not as many loan programs as there are applicants!
Call us at 877-244-9190 and we'll work with you to qualify you for the right refinance loan program for your home mortgage Palmdale situation.
There are several questions to ask yourself while you consider the choices.
Lower mortgage rates Santa Clarita.
Are achieving better payments and an improved rate your main reasons for refinancing?
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