Valor Home Mortgage
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Valor Home Mortgage
Valor Home Mortgage is a digital online mortgage company founded and led by Military Veterans, with a mission to serve the mortgage needs of all customers seeking to purchase or refinance a home. Our company takes great pride in placing special emphasis on our fellow Military and Veteran families to ensure that they also receive the best products and services earned!

Our Elite Team of Mortgage Professionals are ready to serve you! Our years of experience give us the ability to deliver the best loan options with the lowest rates and cost available. Communication is key to a successful working relationship, we keep you informed every step of the way. Our Elite Team works diligently to get your loan approved and funded as quickly as possible.

A loan pre-approval allows you to know your buying power and sets you up for a smooth home buying experience. Finding a great home loan involves careful consideration of your needs, finances and credit history. Our Elite Team of Mortgage Officers are here to guide you.
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Learn more about us and how our Elite Team of Mortgage Officers have served customers!
Valor Home Mortgage is a Military Veteran owned and operated mortgage company.
Our mission is to exceed our clients' expectations and help them accomplish their mortgage financing goals.
We offer clients fast customized quotes, low rates, superior service, and on-time closings.
It is our great honor to serve you and your family in helping you achieve the American dream of homeownership.
Whether you're buying a new home, refinancing, looking for a cash-out, or just have questions about the process, our Elite Team of Mortgage Professionals will help you find the right mortgage solution!
Before you start looking for your first home, you should get pre-qualified with a licensed Mortgage Professional so you know your buying power.
Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.
We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval letter request.
We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a seasoned investor.
Refinancing could save you a considerable amount of money over the life of your loan and potentially improve your overall financial outlook.
We're here to make the home refinance process easier, with tools and knowledge that will help guide you along the way, starting with a refinance analysis request.
We'll help you clearly see differences between loan programs, allowing you to choose the right one for you.
Lowering your monthly payment.
According to one study, an average homeowner may save $160 or more per month with a refinance.
Finding a great home loan involves careful consideration of your needs, finances and history in order to select the right mortgage program that is best suited for you.
We are here to guide you!
Whether you're buying a new home, refinancing, looking for a cash-out, or just have questions about the process, our Elite Team of Mortgage Professionals will help you find the right mortgage solution!
Most homeowners get into adjustable-rate mortgages for the lower initial payment, and then usually refinance the loan when the fixed period ends.
At that time, the interest rate becomes variable, or adjustable, and the homeowner would likely refinance into another ARM, something fixed, or sell the home outright.
An ARM is an Adjustable Rate Mortgage.
Unlike fixed rate mortgages that have an interest rate that remains the same for the life of the loan, the interest rate on an ARM will change periodically after the fixed term.
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