Mortgage Calculator is for demonstration purposes only and may not reflect actual numbers for your mortgage. Please contact us and we will walk you through the best possible mortgage scenario for your specific needs. Important Read: Here's How My Clients Beat the Clock By Preparing Ahead Do you remember the story: The Little Boy Who Cried Wolf? I have to admit - sometimes I.
Rental or investment properties continue to be one of the top investment options in the U.S. Being able to purchase your first rental property can be a major investment and. Most Common Reasons for Refinancing Your Home: You have a fixed-rate mortgage with a high interest rate, and are looking to get a lower interest rate You have an adjustable. The Reverse Mortgage Process If you ever need any additional information, please don't hesitate to contact me.
Once you are ready to begin the actual loan process, we can follow. We take care of your mortgage needs by providing and delivering professional, helpful, high quality service and assistance before, during, and after the closing on your home.
Rental or investment properties continue to be one of the top investment options in the U.S. Being able to purchase your first rental property can be a major investment and. Most Common Reasons for Refinancing Your Home: You have a fixed-rate mortgage with a high interest rate, and are looking to get a lower interest rate You have an adjustable. The Reverse Mortgage Process If you ever need any additional information, please don't hesitate to contact me.
Once you are ready to begin the actual loan process, we can follow. We take care of your mortgage needs by providing and delivering professional, helpful, high quality service and assistance before, during, and after the closing on your home.
Services
YOU are the most important part of our business, and we have the experience to take care of YOU!
I took my first mortgage loan application in 1987 when I worked for a savings and loan association.
After years of working for banks, I entered the Atlanta market as a Mortgage Loan Originator in 2005.
My wife, Marjorie, and I have been married since 1991 and we have four children and live in Canton.
It is my privilege to help you get to the closing table with a smile on your face!
I have a GREAT team and you will love the way we take care of you.
I took my first mortgage loan application in 1987 when I worked for a savings and loan association.
After years of working for banks, I entered the Atlanta market as a Mortgage Loan Originator in 2005.
My wife, Marjorie, and I have been married since 1991 and we have four children and live in Canton.
It is my privilege to help you get to the closing table with a smile on your face!
I have a GREAT team and you will love the way we take care of you.
Our job is to make the mortgage process as seamless as possible for you and your family.
Thankfully, we are experts at that.
The loan process is broken up into 6 parts: The Documentation Stage, The Appraisal Stage, The Underwriting Stage, The Conditional Approval Stage, The Clear-To-Close Stage, and finally the Closing Stage.
We will thoroughly go through each stage with you, but in the mean-time, feel free to browse each stage below to get a general knowledge of what is going on.
During The Documentation Stage you are the most important player on the team.
Thankfully, we are experts at that.
The loan process is broken up into 6 parts: The Documentation Stage, The Appraisal Stage, The Underwriting Stage, The Conditional Approval Stage, The Clear-To-Close Stage, and finally the Closing Stage.
We will thoroughly go through each stage with you, but in the mean-time, feel free to browse each stage below to get a general knowledge of what is going on.
During The Documentation Stage you are the most important player on the team.
A FHA Loan is a great solution for a first-time homebuyer as well as those who want to make a lower down payment.
Additionally, a FHA loan will help our clients with less-than-perfect-credit!
Planning to buy a fixer-upper?
This program combines your construction loan and your mortgage into a single home loan, which saves money in closing costs and simplifies the home renovation process.
Combine your renovation loan and your mortgage into a single home loan, which limits your loan closing costs.
Additionally, a FHA loan will help our clients with less-than-perfect-credit!
Planning to buy a fixer-upper?
This program combines your construction loan and your mortgage into a single home loan, which saves money in closing costs and simplifies the home renovation process.
Combine your renovation loan and your mortgage into a single home loan, which limits your loan closing costs.
You have a fixed-rate mortgage with a high interest rate, and are looking to get a lower interest rate.
You have a long-term loan and would like a shorter-term loan so you can pay it off and build equity more quickly.
You have a short-term loan and would like a longer-term loan so as to reduce your monthly payments.
If you currently have a high fixed-rate mortgage and the rates have dropped due to market conditions, then you may want to refinance to a low fixed-rate loan.
Also, if you have an ARM, you might consider this option in order to get the security of a fixed rate.
You have a long-term loan and would like a shorter-term loan so you can pay it off and build equity more quickly.
You have a short-term loan and would like a longer-term loan so as to reduce your monthly payments.
If you currently have a high fixed-rate mortgage and the rates have dropped due to market conditions, then you may want to refinance to a low fixed-rate loan.
Also, if you have an ARM, you might consider this option in order to get the security of a fixed rate.
Shockingly, many people have never seen their Credit Report!
Not knowing what your credit report says about your finances may cost you more when trying to obtain a mortgage.
Even those who pay everything on time might have an unaddressed credit issue that is hurting their credit!
It is very common for incorrect information to be reported on your Credit Report and it is important to identify any issues and correct them before you apply for a mortgage.
Many of you have seen "Free Services" advertised on T.V., The Internet, and through the Radio.
Not knowing what your credit report says about your finances may cost you more when trying to obtain a mortgage.
Even those who pay everything on time might have an unaddressed credit issue that is hurting their credit!
It is very common for incorrect information to be reported on your Credit Report and it is important to identify any issues and correct them before you apply for a mortgage.
Many of you have seen "Free Services" advertised on T.V., The Internet, and through the Radio.
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