Find out why getting pre-approved is the crucial first step in the homebuying process and additional tips for first and second-time homebuyers. Understanding your credit score is imperative to be able to make the best decisions for your home mortgage as well as your financial future. Now may be the best time to lock in a low mortgage rate which can benefit you greatly over the lifetime of your loan.
Start by getting a free personalized rate quote. Get the latest Georgia and Florida mortgage tips, news, and information, including a few secrets and how-to guides we've learned after closing more than 4,000+ home loans over the past 15 years. Buyers in today's market often have questions about the importance of getting a home appraisal and an inspection.
Start by getting a free personalized rate quote. Get the latest Georgia and Florida mortgage tips, news, and information, including a few secrets and how-to guides we've learned after closing more than 4,000+ home loans over the past 15 years. Buyers in today's market often have questions about the importance of getting a home appraisal and an inspection.
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For more than 15 years and over 3,500 home loans, we've offered comprehensive financial solutions to help our clients get a mortgage that fits their specific needs, helping them own their dream home and potentially shaving thousands of dollars from the buying price price and trumping competing offers.
We have been recognized as a top performer in our industry year-after-year, receiving its top honor on numerous occasions.
It's something we're very proud of, but more so believe is a result of our core values and commitment to serving others.
We have been recognized as a top performer in our industry year-after-year, receiving its top honor on numerous occasions.
It's something we're very proud of, but more so believe is a result of our core values and commitment to serving others.
A native of Buffalo, NY, Scott attended the University of Buffalo and later followed his passion of skiing the Rockies to Colorado where he pursued his studies at The University of Colorado in Boulder.
In 1989, Scott relocated to Atlanta to continue his career in commercial real estate asset management and worked with banks, life insurance companies and private investors managing commercial office buildings.
Ten years later-after winning the coveted TOBY (The Outstanding Building of the Year) International award multiple years- Scott established his mortgage company, The Family Mortgage Team of Georgia, based on a desire to assist people in one of the biggest investment decisions of their lives.
In 1989, Scott relocated to Atlanta to continue his career in commercial real estate asset management and worked with banks, life insurance companies and private investors managing commercial office buildings.
Ten years later-after winning the coveted TOBY (The Outstanding Building of the Year) International award multiple years- Scott established his mortgage company, The Family Mortgage Team of Georgia, based on a desire to assist people in one of the biggest investment decisions of their lives.
If you are looking for Georgia home loan or a Florida home loan you have come to the right place.
Whether this is your first time or you're a seasoned home buyer, we're confident you will learn some valuable pearls of wisdom from our site - an A to Z on the home buying and financing process.
First time buyers will find their own informational site and move up or relocation buyers will find all kinds of tips on unique loan products, down payment options, comparison tools and much, much more.
We help position home buyers in Georgia and Florida take advantage of the current marketplace.
Whether this is your first time or you're a seasoned home buyer, we're confident you will learn some valuable pearls of wisdom from our site - an A to Z on the home buying and financing process.
First time buyers will find their own informational site and move up or relocation buyers will find all kinds of tips on unique loan products, down payment options, comparison tools and much, much more.
We help position home buyers in Georgia and Florida take advantage of the current marketplace.
Congratulations on deciding to buy a new home!
This experience should be an exciting, stress-free journey provided you are proactive in your approach by getting pre-approved first.
We know that may sound suspect considering the source, but we are willing to bet your Realtor will back us up on this.
Technology has given everyone the ability to find homes for sale in just a few short seconds.
But it's important to remember that you aren't the only one looking for their next home.
The fast pace set by the "instant access" these technological tools provide means that you need to be able to move just as quickly to get that home under contract.
This experience should be an exciting, stress-free journey provided you are proactive in your approach by getting pre-approved first.
We know that may sound suspect considering the source, but we are willing to bet your Realtor will back us up on this.
Technology has given everyone the ability to find homes for sale in just a few short seconds.
But it's important to remember that you aren't the only one looking for their next home.
The fast pace set by the "instant access" these technological tools provide means that you need to be able to move just as quickly to get that home under contract.
This is probably the biggest misconception.
While it is true that you have to have some cash to put down, there are several programs that allow for a minimal down payment.
Specifically, you can do an FHA loan with just a 3.5% down payment and Fannie Mae now offers what they call a Home Ready loan which only requires a 3% down payment.
These down payments can be in the form of gifts from relatives as well.
You would need no money down if you are either a Veteran or purchasing in a rural area where you may be qualified for a USDA loan.
While it is true that you have to have some cash to put down, there are several programs that allow for a minimal down payment.
Specifically, you can do an FHA loan with just a 3.5% down payment and Fannie Mae now offers what they call a Home Ready loan which only requires a 3% down payment.
These down payments can be in the form of gifts from relatives as well.
You would need no money down if you are either a Veteran or purchasing in a rural area where you may be qualified for a USDA loan.
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