Steve Chizmadia
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Steve Chizmadia
My name is Steve Chizmadia, and I am a Mortgage Loan Advisor with Best Equity Property Solutions based in San Diego, California. I have more than 13 years of experience helping home buyers and homeowners with their home financing. I have expertise in a wide selection of mortgage programs including FHA, VA, conventional and jumbo financing. I take pride in delivering the highest level of service from our first conversation through long after closing.

If you are interested in buying a home, refinancing to save on your monthly payment or to pay off your home sooner, give me a call. I can answer any questions you might have about home financing, discuss available programs and which might be the best fit for your scenario, and give you a quote for today's mortgage rates. I look forward to speaking with you!

I offer a wide range of home loans for purchase options, designed to best meet the needs of local borrowers. If you're looking for a fixed rate, or government-backed loan, I can assist you.
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After completing my degree in finance at the University of Connecticut, I started in the mortgage business right out of college in 2004.
With 13+ years of experience and a primary objective of thoroughly explaining all available loan options to my clients with what is typically the largest investment in their lives, I strive to always make myself available.
I constantly educate myself with respect to the mortgage industry and underwriting guidelines for FHA, VA, conventional and jumbo financing.
Buying a home can be one of the most exciting and memorable times in your life.
However, without the right mortgage professional on your side, it could also be one of the most stressful and confusing times.
Steve Chizmadia and Best Equity Property Solutions are committed to providing not only a range of home loans for purchase at competitive rates, but also want to ensure their borrowers receive the best in personalized service.
Steve offers home financing assistance in San Diego County and throughout the State of California.
Homeowners throughout California may be able to take advantage of lowering their monthly mortgage payment, reducing their overall interest, or getting cash through refinancing with Steve Chizmadia at Best Equity Property Solutions.
Steve offers a variety of refinancing options and can help advise on which refinance program may work best for you.
Whether you want to reduce your interest rate and therefore lower your monthly payment, or you'd like to shorten your loan term to help pay off more of your principal and reduce interest, we can likely help you achieve your goal.
Best Equity Property Solutions and Steve Chizmadia are pleased to offer Conventional Home Loans in a variety of terms to suit a wide range of borrowers.
Conventional Loans are loans that are not guaranteed or insured by government agencies such as the FHA or USDA, but do adhere to Fannie Mae and/or Freddie Mac guidelines.
We can provide eligible borrowers with both fixed and adjustable rate Conventional Mortgages in a variety of different terms.
Steve offers conventional home loan throughout San Diego County & the entire State of California.
Home buyers who are looking for an affordable alternative to conventional mortgage financing may discover FHA loans to be the best option for their needs and budget.
With a small down payment requirement, reasonable rates and lenient credit requirements, FHA loans are a popular choice among first time home buyers, buyers with less-than-perfect credit histories, and repeat buyers on a budget.
FHA loans may not be the best choice for everyone, but at LoanStream, we believe our FHA loan program could be well-suited to a variety of borrowers.
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