Mortgage General
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Mortgage General
The BostonMoneyMan Team is your premiere mortgage lender located in sunny San Diego, Ca. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance an existing loan our highly experienced team of mortgage experts are here to help you find the ideal financing solution.

The BostonMoneyMan team has over 20 years of lending experience. We consistently rank among the highest in overall customer satisfaction among California mortgage companies. Give us a call today to find out how we can help you with your home financing needs. Whether you are a first time home buyer or purchasing your dream home, The BostonMoneyMan Team will help you find the right financing solutions to meet your needs.

FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification. Veterans, active military, and their families can take advantage of a VA loan to purchase a home with no money down, great interest rates, and no private mortgage insurance.
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The BostonMoneyMan team is much more than just one guy.
Our team of mortgage experts are here to help California residents with all of their home purchase or refinance needs.
We also work with veterans to help them maximize their VA benefits when purchasing a home.
Rates and loan programs are always changing.
With over 20 years of experience in the lending industry, we help our clients make informed decisions.
Our goal is to help people realize the dream of home ownership with a payment they can afford.
One of the first choices a homebuyer will need to make is whether you want a fixed-rate or an adjustable-rate mortgage loan.
The bulk of loans will fit into one of these two categories, however, there is a third option that will allow you to "hybrid" the two.
An adjustable-rate mortgage, (ARM): The interest rate of the mortgage adjusts periodically based on market conditions.
For example, your payment will go up if rates go up and go down if rates go down.
Fixed-rate Mortgage: Unlike an adjustable-rate mortgage the interest rate is set at the time you take out the loan and will not change.
Refinancing a mortgage is when a borrower gets a better interest rate and loan term.
A borrower can achieve lower monthly payments and if they qualify, use their equity to obtain money that can be spent by the borrower.
There are several pros and cons of refinancing a mortgage and we can help determine if this is right for you.
For more information on refinancing contact us today at 619-758-9696.
Conventional loans are mortgage loans offered by non-government sponsored lenders.
A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac.
It may have either a fixed or adjustable rate.
While many think that a 20% down payment is required for all conventional loans, many lenders now offer low down payment options.
A VA Loan is Designed to offer long-term financing to veterans.
VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration.
The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice.
It is generally easier to qualify for a VA loan than conventional loans.
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