Whitman Metropolitan, Inc. is a CA & FL Broker currently licensed in the States of California & Florida. Whitman Metropolitan, Inc isCOMMITTED to providing the best possible service to our clients at the lowest possible cost. We understand the importance of a good value in times when the real estate market isn't always offering it. Whitman Met strives to provide quotes that are not only appealing to our potential clients because of ourfair rates and fees, but also, we strive to provide quotes that are whollyhonest.
Give us a call and enjoy the experience working with someone who is patient, understanding, and happy to help you select the best possible loan for you, rather than just trying to sell you something. From the staff at Whitman Metropolitan, we thank you so much for taking the time to find out more about us, and we look forward to working with you!
Give us a call and enjoy the experience working with someone who is patient, understanding, and happy to help you select the best possible loan for you, rather than just trying to sell you something. From the staff at Whitman Metropolitan, we thank you so much for taking the time to find out more about us, and we look forward to working with you!
Services
Need financing options on a California home, or other real estate?
Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel likeplaying whack-a-mole.
We're here to make the home loan processa whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREEpre-approval letterrequest.
We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're afirst-time home buyeror a seasoned investor.
Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel likeplaying whack-a-mole.
We're here to make the home loan processa whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREEpre-approval letterrequest.
We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're afirst-time home buyeror a seasoned investor.
The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change.
This may be a good choice if you plan to stay in your home for seven years or longer.
If you plan to move within seven years, then stable-rate loans are usually cheaper.
We're here to make the home loan processa whole lot easier, with tools and expertise that will help guide you along the way, starting with ourFREE30-Year Fixed Rate Mortgage Qualifier.
We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a seasoned investor.
This may be a good choice if you plan to stay in your home for seven years or longer.
If you plan to move within seven years, then stable-rate loans are usually cheaper.
We're here to make the home loan processa whole lot easier, with tools and expertise that will help guide you along the way, starting with ourFREE30-Year Fixed Rate Mortgage Qualifier.
We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a seasoned investor.
This loan is fully amortized over a 15-year period and features constant monthly payments.
It offers all the advantages of the 30-year loan, plus a lower interest rate and you'll own your home twice as fast.
The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment.
Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years.
This approach is often safer than committing to a higher monthly payment, since the difference in interest rates isn't that great.
It offers all the advantages of the 30-year loan, plus a lower interest rate and you'll own your home twice as fast.
The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment.
Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years.
This approach is often safer than committing to a higher monthly payment, since the difference in interest rates isn't that great.
An ARM is an Adjustable Rate Mortgage.
Unlike fixed rate mortgages that have an interest rate that remains the same for the life of the loan, the interest rate on an ARM will change periodically.
The intial interest rate of an ARM is lower then that of a fixed rate mortgage, consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is to high.
We're here to make it a whole lot easier, with tools and expertise that will help guide you along the way, starting with ourFREE Adjustable Rate Mortgage Qualifier.
Unlike fixed rate mortgages that have an interest rate that remains the same for the life of the loan, the interest rate on an ARM will change periodically.
The intial interest rate of an ARM is lower then that of a fixed rate mortgage, consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is to high.
We're here to make it a whole lot easier, with tools and expertise that will help guide you along the way, starting with ourFREE Adjustable Rate Mortgage Qualifier.
An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA).
Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.
The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable.
We're here to make the FHA home loan processa whole lot easier, with tools and expertise that will help guide you along the way, starting with ourFREE FHA Loan Qualifier.
Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.
The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable.
We're here to make the FHA home loan processa whole lot easier, with tools and expertise that will help guide you along the way, starting with ourFREE FHA Loan Qualifier.
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