We are committed to quality customer service for over 23 years - putting the people we serve first. Take advantage of our expertise in the residential lending industry whether you are looking for Purchase, Refinance, or Specialized Loans. Apply Online today! At First Integrity Mortgage Co, Inc, we are licensed by NJ Department of Banking and Insurance.
Browse our selection of calculators and tools. You will find what you need to get started, and then contact us today for a free, personalized consultation.
Browse our selection of calculators and tools. You will find what you need to get started, and then contact us today for a free, personalized consultation.
Services
At First Integrity Mortgage Company, Inc., our mission is to set a high standard in the mortgage industry.
We are committed to quality customer service - putting the people we serve first.
Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership.
We are committed to quality customer service - putting the people we serve first.
Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership.
The following is a partial list of programs offered by First Integrity Mortgage Company, Inc. with a brief description of the key elements of each.
For a complete list of the programs that we offer, please contact us at 201-768-1821.
These materials are not from HUD or FHA and were not approved by HUD or a government agency.
Construction loans are used to finance the construction of a new structure.
Whether you're interested in building a brand new home for you and your family or you're looking to construct a commercial property we can help craft a terrific lending solution.
For a complete list of the programs that we offer, please contact us at 201-768-1821.
These materials are not from HUD or FHA and were not approved by HUD or a government agency.
Construction loans are used to finance the construction of a new structure.
Whether you're interested in building a brand new home for you and your family or you're looking to construct a commercial property we can help craft a terrific lending solution.
Conventional Loans are mortgage loans that are not insured by the government (like FHA, VA, USDA Loans), but they typically meet the lending guidelines that have been set by Fannie Mae or Freddie Mac.
Typically, conventional loans have better rates, terms and/or lower fees than other types of loans.
However, conventional loans typically require a borrower to have good-to-excellent credit, reasonable amounts of monthly debt obligations, a down payment of 5-20% and reliable monthly income.
Conventional loans are ideal for borrowers with excellent credit and at least a 5% down payment.
Typically, conventional loans have better rates, terms and/or lower fees than other types of loans.
However, conventional loans typically require a borrower to have good-to-excellent credit, reasonable amounts of monthly debt obligations, a down payment of 5-20% and reliable monthly income.
Conventional loans are ideal for borrowers with excellent credit and at least a 5% down payment.
It's easy to understand why many people looking for a new home are turning to FHA insured loan programs.
Because FHA Loans are insured by the Federal Housing Administration homebuyers have an easier time qualifying for a mortgage.
Those who typically benefit most by an FHA loan are first-time home buyers and those who have less than perfect credit.
With this information you can make a more informed decision on whether these government insured loans are right for you and your family.
In response to the growing housing situation in the United States the loan limits for FHA Loans has been temporarily raised.
Because FHA Loans are insured by the Federal Housing Administration homebuyers have an easier time qualifying for a mortgage.
Those who typically benefit most by an FHA loan are first-time home buyers and those who have less than perfect credit.
With this information you can make a more informed decision on whether these government insured loans are right for you and your family.
In response to the growing housing situation in the United States the loan limits for FHA Loans has been temporarily raised.
Refinancing a home mortgage can be a big decision for many homeowners.
Your situation and needs change over time so why shouldn't your mortgage?
Now might be the right time for you to refinance into a lower rate mortgage.
You should take the time to consider the following questions to see if refinancing makes sense for you.
Refinancing is an easy way to solve many of your mortgage worries.
Getting a lower monthly rate and paying less over the life of your loan just makes sense.
At First Integrity Mortgage Company, Inc. we're ready to find the right refinancing solution for you.
Your situation and needs change over time so why shouldn't your mortgage?
Now might be the right time for you to refinance into a lower rate mortgage.
You should take the time to consider the following questions to see if refinancing makes sense for you.
Refinancing is an easy way to solve many of your mortgage worries.
Getting a lower monthly rate and paying less over the life of your loan just makes sense.
At First Integrity Mortgage Company, Inc. we're ready to find the right refinancing solution for you.
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