We represent a wide range of lenders. This gives us the ability to provide the best rates for well qualified borrowers and, programs that are specifically designed for customers with challenged credit. As a mortgage broker, we impartially shop our lenders to find the right program, at the lowest rate available. We provide personalized mortgage solutions.
We offer fixed rates mortgages with terms ranging from 10 to 30 years as well as adjustable rate mortgages. Whether you are seeking a Conventional Mortgage, a Jumbo Mortgage, FHA, VA, USDA or a loan on a commercial property, we will find the best mortgage for your needs. To expand our business based on a firm reputation of personalized service to provide the broadest possible product line at the best possible terms for our customers.
To assure we maintain a highly trained staff on both our mortgage originators and our processing staff providing the best customer experience and satisfaction level as possible. Please note all loans are provided by third party lenders and are subject to credit and lender approval.
We offer fixed rates mortgages with terms ranging from 10 to 30 years as well as adjustable rate mortgages. Whether you are seeking a Conventional Mortgage, a Jumbo Mortgage, FHA, VA, USDA or a loan on a commercial property, we will find the best mortgage for your needs. To expand our business based on a firm reputation of personalized service to provide the broadest possible product line at the best possible terms for our customers.
To assure we maintain a highly trained staff on both our mortgage originators and our processing staff providing the best customer experience and satisfaction level as possible. Please note all loans are provided by third party lenders and are subject to credit and lender approval.
Services
Purchasing a home is one of the biggest investments that most people will make in their lifetime.
While homeownership is extremely rewarding, the process of buying a home and obtaining a mortgage can seem very daunting.
That is why it is so important to work with the right people and, the right company.
With countless years or mortgage experience, the Mortgage Loan Originators at PLS Mortgage Services will help you choose the loan that best fits your individual needs and, we will help you navigate through the entire process.
While homeownership is extremely rewarding, the process of buying a home and obtaining a mortgage can seem very daunting.
That is why it is so important to work with the right people and, the right company.
With countless years or mortgage experience, the Mortgage Loan Originators at PLS Mortgage Services will help you choose the loan that best fits your individual needs and, we will help you navigate through the entire process.
There are many good reasons to refinance your mortgage.
Many people refinance to lower the rate that they are paying thus, reducing their monthly payment.
Others choose to refinance to a shorter mortgage term, for example, from a 30 year term to a 15 year term.
This can save a person a huge amount of interest payments over the term of the loan.
Another reason people refinance is to take cash out from the equity that has built up in their home, cash proceeds that can be used for almost any reason such as home improvements, college tuition or to consolidate high interest rate debt.
Many people refinance to lower the rate that they are paying thus, reducing their monthly payment.
Others choose to refinance to a shorter mortgage term, for example, from a 30 year term to a 15 year term.
This can save a person a huge amount of interest payments over the term of the loan.
Another reason people refinance is to take cash out from the equity that has built up in their home, cash proceeds that can be used for almost any reason such as home improvements, college tuition or to consolidate high interest rate debt.
The Federal Housing Administration (FHA) - which is part of HUD - insures the loan, so your lender can offer you a better deal.
Most loans use a method of analyzing credit called credit scoring in the underwriting process.
Studies have demonstrated a direct relationship between low credit scores and higher mortgage delinquency rates.
As a result many lenders have established minimum credit scores at which they will accept loans.
Unfortunately, a lack of credit, old delinquencies or incorrect information on the credit report can cause a low credit score.
Most loans use a method of analyzing credit called credit scoring in the underwriting process.
Studies have demonstrated a direct relationship between low credit scores and higher mortgage delinquency rates.
As a result many lenders have established minimum credit scores at which they will accept loans.
Unfortunately, a lack of credit, old delinquencies or incorrect information on the credit report can cause a low credit score.
Reviews
Be the first to review Private Lending Service.
Write a Review
