We will guide and empower you with knowledge throughout the home purchase and refinance process. Providing you with the best products on the market, while offering the most affordable financing available for your situation. We will educate you on the variety of home loan products that fit your needs, so that together we can determine the best course of action.
Services
We founded Ameridream Home Loans in 2016 with one single intention, to help as many people as possible accomplish their goals and reach the American dream of homeownership.
We believe that our extensive knowledge of the industry and our transparent & streamline process is the key to our success.
We take great pride in AmeriDream Home Loans, our principles and purpose within this thriving industry, and enjoy building lifelong relationships with our clients.
Whatever your vision is, you can count on us to get you to the finish line.
We believe that our extensive knowledge of the industry and our transparent & streamline process is the key to our success.
We take great pride in AmeriDream Home Loans, our principles and purpose within this thriving industry, and enjoy building lifelong relationships with our clients.
Whatever your vision is, you can count on us to get you to the finish line.
During the pre-approval stage, you are the most important player on the team!
After discussing your goals with our loan experts, the team reviews your documentation, credit report, and goes over the different loan options available that best fits your needs.
At this point, Ameridream Home Loans provides you with a pre-approval letter to utilize in your home search!
Congrats, you have found your home!
During the underwriting stage, an underwriter reviews the submitted documentation you have provided in order to issue a conditional approval.
After discussing your goals with our loan experts, the team reviews your documentation, credit report, and goes over the different loan options available that best fits your needs.
At this point, Ameridream Home Loans provides you with a pre-approval letter to utilize in your home search!
Congrats, you have found your home!
During the underwriting stage, an underwriter reviews the submitted documentation you have provided in order to issue a conditional approval.
If you currently have a high or adjustable rate mortgage, this might be the time to refinance and take advantage of the lowest interest rates available.
If your main goal is to quickly build up equity and to pay off your mortgage sooner, the shorter-term loan is probably your best choice!
Shorter term loans have lower interest rates, in some cases, you might be able to refinance for a shorter term without increasing your monthly payment.
If you purchase your home with a low down payment, you may be able to refinance and avoid paying PMI (Private Mortgage Insurance).
If your main goal is to quickly build up equity and to pay off your mortgage sooner, the shorter-term loan is probably your best choice!
Shorter term loans have lower interest rates, in some cases, you might be able to refinance for a shorter term without increasing your monthly payment.
If you purchase your home with a low down payment, you may be able to refinance and avoid paying PMI (Private Mortgage Insurance).
One of the most important steps in the mortgage qualification process is determining and choosing the loan program that best fits your needs & goals.
Don't worry, we will figure it out together!
We are honored to offer this loan option for military Veterans, which allows you to buy a home with no down payment.
A great financial tool for older homeowners to eliminate your monthly mortgage payment and get cash when you need it.
Don't worry, we will figure it out together!
We are honored to offer this loan option for military Veterans, which allows you to buy a home with no down payment.
A great financial tool for older homeowners to eliminate your monthly mortgage payment and get cash when you need it.
Reviews
Be the first to review Ameridream Home Loans.
Write a Review
