A family owned and operated company, Scripps Mortgage has prided itself on customer service and availability for over twenty-five years. We want what is in the best interest of our clients, regardless of what that means for us. I just wanted to send a quick not to say thank you for all your help during our refi! You were so wonderful to work with and we greatly appreciate all the vested time and effort!
We can't thank you enough for all your hard work and everything you did to find us our beautiful home. Thank you for your patience and support throughout the process, we are so thankful we got to experience that with you. You guys have been incredible to work with throughout 3 refinances and a home purchase over the last 4 years! Each time Dani did an excellent job keeping us up to date on the process and helping us work through any issues that came up along the way.
Nicole was incredibly quick with processing and was so patient in answering the millions of questions that I asked. Both Dani and Nicole are hard working and exceptional at their jobs.
We can't thank you enough for all your hard work and everything you did to find us our beautiful home. Thank you for your patience and support throughout the process, we are so thankful we got to experience that with you. You guys have been incredible to work with throughout 3 refinances and a home purchase over the last 4 years! Each time Dani did an excellent job keeping us up to date on the process and helping us work through any issues that came up along the way.
Nicole was incredibly quick with processing and was so patient in answering the millions of questions that I asked. Both Dani and Nicole are hard working and exceptional at their jobs.
Services
We are more than happy to assist our clients in any arena of financing or real estate and we will work tirelessly for our clients, day and night.
You will always be able to reach us directly by phone or through email.
You can count on us returning your call or email within hours, because we know that no matter how little your question may be it is important to you which makes it important to us.
Honesty is the foundation to the relationships with our clients.
We will answer questions openly, discussing even touchy subjects such as; fees, credit, and loan programs with open dialogue and complete transparency.
You will always be able to reach us directly by phone or through email.
You can count on us returning your call or email within hours, because we know that no matter how little your question may be it is important to you which makes it important to us.
Honesty is the foundation to the relationships with our clients.
We will answer questions openly, discussing even touchy subjects such as; fees, credit, and loan programs with open dialogue and complete transparency.
We are mortgage brokers, which means that we deal directly with wholesale lenders- lenders who are not 'big banks'.
The benefit of working with a broker is that we tend to beat 'big banks' in options and pricing.
We have multiple lenders at our disposal, which multiplies our chances at finding you the right fit for your residential mortgage.
Quicken Loans has been our primary wholesale lender for four years.
They have elite pricing structures, which typically mean they have some of the best rates in the country on all fixed products (10-30 year Conforming, Convention, Fixed loans).
The benefit of working with a broker is that we tend to beat 'big banks' in options and pricing.
We have multiple lenders at our disposal, which multiplies our chances at finding you the right fit for your residential mortgage.
Quicken Loans has been our primary wholesale lender for four years.
They have elite pricing structures, which typically mean they have some of the best rates in the country on all fixed products (10-30 year Conforming, Convention, Fixed loans).
We will not immediately send you a loan application to fill out and return later.
Instead, we will talk to you and get to know your individual mortgage needs, so that we can prepare a plan that works for you.
We enjoy these calls and consider them part of our dedication to personal attention and superior customer service, all while learning how to best serve you.
The initial phone calls typically take ten to twenty minutes, and at the end of that time we will be able to discuss all of your options regarding your home purchase or refinance.
Instead, we will talk to you and get to know your individual mortgage needs, so that we can prepare a plan that works for you.
We enjoy these calls and consider them part of our dedication to personal attention and superior customer service, all while learning how to best serve you.
The initial phone calls typically take ten to twenty minutes, and at the end of that time we will be able to discuss all of your options regarding your home purchase or refinance.
We are able to scan through multiple programs and current offers to ensure that our clients received the best possible rate and program, tailored to their specific needs.
While most 'mortgage lending sites' will post daily rates, we have found that those rates are typically 'teaser rates', which do not actually give potential clients a true snapshot of their personal situation.
We recognize that each client is different with regards to credit history, loan program, and overall financial picture, thus posting rates does coincide with our efforts to personally care for our clients.
While most 'mortgage lending sites' will post daily rates, we have found that those rates are typically 'teaser rates', which do not actually give potential clients a true snapshot of their personal situation.
We recognize that each client is different with regards to credit history, loan program, and overall financial picture, thus posting rates does coincide with our efforts to personally care for our clients.
Phil started Scripps Mortgage in 1990 after spending most of his life in real estate development with his father, Ray Huffman.
Compelled to find a way to serve people in the real estate world, he recognized a need for honest, competent mortgage brokers who relied on relationship rather than numbers.
Since opening the doors, Phil stuck to three main ideas: trust, service, and integrity.
He wanted his clients to feel heard, and for their experience in the mortgage world to be one of familiarity, ease, and value.
Compelled to find a way to serve people in the real estate world, he recognized a need for honest, competent mortgage brokers who relied on relationship rather than numbers.
Since opening the doors, Phil stuck to three main ideas: trust, service, and integrity.
He wanted his clients to feel heard, and for their experience in the mortgage world to be one of familiarity, ease, and value.
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