You can get a loan before you even select a home. A Verity home mortgage specialist can perform a pre-qualification or pre-approval so that you'll have a good idea of how much you can afford. Once you've found a home, and a seller has accepted your offer, you are ready to move to the Application process. You will know the loan amount you qualify for so that you know what home price range to shop.
Discover any credit challenges early in the process we can resolve them at the beginning of the process. Sellers will consider your offer more strongly with a prequalification letter over one that is not. There are no fees or costs to getting pre-qualified, but it is a vital step in the home buying process. Call us today! Prequalification: This is an overview of your credit profile that is an important step to writing offers for new homes and one we highly recommend.
It just means that you have not submitted the documentation that will be required to verify your income, financial statements showing enough assets to close and you have not yet met the underwriting guidelines of the program you are going to select once you find the home of your dreams.
Discover any credit challenges early in the process we can resolve them at the beginning of the process. Sellers will consider your offer more strongly with a prequalification letter over one that is not. There are no fees or costs to getting pre-qualified, but it is a vital step in the home buying process. Call us today! Prequalification: This is an overview of your credit profile that is an important step to writing offers for new homes and one we highly recommend.
It just means that you have not submitted the documentation that will be required to verify your income, financial statements showing enough assets to close and you have not yet met the underwriting guidelines of the program you are going to select once you find the home of your dreams.
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