We know that each customer has unique circumstances and specific needs, so we strive to tailor our services to each individual client with a wide array of mortgage products, while also providing quality customer service, communication and individual attention.
Integrity Mortgage Group also uses state-of-the-art technology including the ability to apply directly online or on our mobile app, pull your own credit report, and also receive e-mailed Loan Milestone Updates throughout the loan process letting you know the current status and what to expect next.As a customer, you want to work with a knowledgeable, friendly and responsive loan officer.
As a company, we want to ensure your mortgage process is as simple and stress-free as we can make it, in an effort to leave a lasting positive impression and secure a customer for life. Born and raised in central Indiana, Dwayne now resides in Fishers with his wife and daughter. He is an honorably discharged U.S. Navy Veteran (1991-1995), holds a Bachelor's Degree from Indiana.
Integrity Mortgage Group also uses state-of-the-art technology including the ability to apply directly online or on our mobile app, pull your own credit report, and also receive e-mailed Loan Milestone Updates throughout the loan process letting you know the current status and what to expect next.As a customer, you want to work with a knowledgeable, friendly and responsive loan officer.
As a company, we want to ensure your mortgage process is as simple and stress-free as we can make it, in an effort to leave a lasting positive impression and secure a customer for life. Born and raised in central Indiana, Dwayne now resides in Fishers with his wife and daughter. He is an honorably discharged U.S. Navy Veteran (1991-1995), holds a Bachelor's Degree from Indiana.
Services
Exceeded ALL Expectations Josh and IMG made the process of buying my second home an absolute breeze and got the closing done in record time.
Quick to respond, knows what he is doing, and is so willing to answer any and all questions.
Would absolutely recommend working with Josh, and I will confidently choose him in any future real estate ventures I may have.
Dwayne and Integrity Mortgage did a great job from start to finish!
Very informative, step by step keeping in touch and letting us know how things work and what to expect next.
Quick to respond, knows what he is doing, and is so willing to answer any and all questions.
Would absolutely recommend working with Josh, and I will confidently choose him in any future real estate ventures I may have.
Dwayne and Integrity Mortgage did a great job from start to finish!
Very informative, step by step keeping in touch and letting us know how things work and what to expect next.
A conventional mortgage is a loan that is not guaranteed or insured by any government agency.
Conventional mortgages may be fixed-rate or adjustable-rate mortgages.
Most people choose a 30-year fixed rate loan, but loans are also available in 20, 15 and 10 year terms.
Conventional mortgages typically require that a buyer have at least a 5 percent down payment.
However, if a borrower can put 20% down they can usually get slightly better loan terms and can also avoid paying for private mortgage insurance (PMI).
Conventional mortgages may be fixed-rate or adjustable-rate mortgages.
Most people choose a 30-year fixed rate loan, but loans are also available in 20, 15 and 10 year terms.
Conventional mortgages typically require that a buyer have at least a 5 percent down payment.
However, if a borrower can put 20% down they can usually get slightly better loan terms and can also avoid paying for private mortgage insurance (PMI).
PMI is Private Mortgage Insurance which is usually required to pay if your Down payment less than 20%.
A way to reduce the remaining balance on the loan by paying more than the scheduled principal amount due.
A mortgage with an interest rate that changes during the life of the loan according to movements in an index rate.
Sometimes called AMLs (adjustable mortgage loans) or VRMs (variable-rate mortgages).
The length of time required to amortize the mortgage loan expressed as a number of months.
A way to reduce the remaining balance on the loan by paying more than the scheduled principal amount due.
A mortgage with an interest rate that changes during the life of the loan according to movements in an index rate.
Sometimes called AMLs (adjustable mortgage loans) or VRMs (variable-rate mortgages).
The length of time required to amortize the mortgage loan expressed as a number of months.
After reviewing your application information, an underwriter examines your credit history, the value of the property and your debt-to-income ratio.
These are the primary factors which describe the risk a mortgage lender is willing to take.
This perceived level of risk determines your loan decision and can have an effect on your interest rate and other elements of the loan.
If approved, the amount you are approved for is based on your debt-to-income ratio, the amount of equity you would have in your home, your personal history and your credit rating.
These are the primary factors which describe the risk a mortgage lender is willing to take.
This perceived level of risk determines your loan decision and can have an effect on your interest rate and other elements of the loan.
If approved, the amount you are approved for is based on your debt-to-income ratio, the amount of equity you would have in your home, your personal history and your credit rating.
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