When Diamond Mortgage was founded in 1996, I doubt anyone could have imagined how much would change in the world of finance. The wealth of technology and products available today combined with the increasing prominence of the Internet has led to a new kind of borrower. We have become a new kind of broker. We approach each challenge and opportunity with a unique level of commitment and consideration for our clients long-term benefit.
Our team will earn your confidence and provide you with a single-source relationship secured by experience you can trust. By partnering with Diamond Mortgage, you will have the financial tools, experience, and technology to reach your goals. We treat you with the respect due a valued customer and give you the individual service you deserve. We understand the big commitment you are making in buying a house, refinancing a mortgage, or tapping into your equity.
So we make the following promise to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Our team will earn your confidence and provide you with a single-source relationship secured by experience you can trust. By partnering with Diamond Mortgage, you will have the financial tools, experience, and technology to reach your goals. We treat you with the respect due a valued customer and give you the individual service you deserve. We understand the big commitment you are making in buying a house, refinancing a mortgage, or tapping into your equity.
So we make the following promise to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Services
Make no mistake, there's a lot involved in getting a mortgage loan.
You wouldn't be here on our website if you could fill out a one-page application and get the best loan for you funded the same day.
What we do is do most of the heavy lifting for you, so you can concentrate on what's important -- preparing to move into your new home, saving money, or making plans for your home equity check.
This is a function of a couple things.
How much of a monthly payment can you afford?
And given your unique credit and employment history, income and debt, and goals, how much will a lender loan you?
You wouldn't be here on our website if you could fill out a one-page application and get the best loan for you funded the same day.
What we do is do most of the heavy lifting for you, so you can concentrate on what's important -- preparing to move into your new home, saving money, or making plans for your home equity check.
This is a function of a couple things.
How much of a monthly payment can you afford?
And given your unique credit and employment history, income and debt, and goals, how much will a lender loan you?
We should say that "working with us" is the first way!
When you let us help you find the loan that's right for you, you truly are taking advantage of some of the area's best technology and expertise to get you a loan decision and funding on your loan quickly.
1. Have everything ready and in one place.
Elsewhere on our website, you'll find a list of things you might need in support of your mortgage application.
If you get them all together and keep them in a safe, portable place like a special pouch or folder, you can cut down on time spent rooting around for things we may need.
When you let us help you find the loan that's right for you, you truly are taking advantage of some of the area's best technology and expertise to get you a loan decision and funding on your loan quickly.
1. Have everything ready and in one place.
Elsewhere on our website, you'll find a list of things you might need in support of your mortgage application.
If you get them all together and keep them in a safe, portable place like a special pouch or folder, you can cut down on time spent rooting around for things we may need.
Are you pre-qualified or pre-approved for a loan?
Before you begin to shop for a new home, you should set up a time to meet with me so we can figure out how much you can afford.
This will put you in a better position as a buyer.
Thats when it is important to understand the distinction between being pre-qualified for a loan and pre-approved for a loan.
The difference between the two terms will be crucial when you decide to make an offer on a house.
To get pre-qualified for a loan, I will collect information about your debt, income, and assets.
Before you begin to shop for a new home, you should set up a time to meet with me so we can figure out how much you can afford.
This will put you in a better position as a buyer.
Thats when it is important to understand the distinction between being pre-qualified for a loan and pre-approved for a loan.
The difference between the two terms will be crucial when you decide to make an offer on a house.
To get pre-qualified for a loan, I will collect information about your debt, income, and assets.
Even if you haven't so much as picked out houses to visit yet, it's important to see your mortgage professional first.
Why?
What can we do for you if you haven't negotiated a price, and don't know yet how much you want to borrow?
When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can afford, and how much we can loan you.
We do this by considering your income and debts, your employment and residence situations, your available funds for down payment and required reserves, and some other things.
Why?
What can we do for you if you haven't negotiated a price, and don't know yet how much you want to borrow?
When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can afford, and how much we can loan you.
We do this by considering your income and debts, your employment and residence situations, your available funds for down payment and required reserves, and some other things.
Anything you submit over our website is 100 percent, fully secure.
And we never, ever share it with anyone except by permission -- that is, if you're giving us information you want us to use to get you the best loan, we use that information to tell mortgage lenders about you and convince them to loan you money.
In turn, those mortgage lenders are bound by federal law to keep your information secure.
Here is a list of the information mortgage lenders will use to consider your loan application.
Two years tax returns, profit and loss statements, both company and personal if separate.
And we never, ever share it with anyone except by permission -- that is, if you're giving us information you want us to use to get you the best loan, we use that information to tell mortgage lenders about you and convince them to loan you money.
In turn, those mortgage lenders are bound by federal law to keep your information secure.
Here is a list of the information mortgage lenders will use to consider your loan application.
Two years tax returns, profit and loss statements, both company and personal if separate.
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