Symple Loans, Grant Hickman, NMLS# 295341
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Home financing doesn't have to be so complicated. We're here to guide you through the mortgage process every step of the way. Our experienced team will work with you to understand your financial goals and help you find the best home loan solution for your needs. That's the Symple Loans way. Smart Close uses leading technology that makes it possible for you to complete most of the closing process electronically from the location that works best for you.

FasTrac streamlines the documentation required for submitting a loan to underwriting. Our underwriters will review your income, assets, employment, and credit history before an offer is made. You'll receive a Conditional Loan Approval, which will set you apart from other buyers and get your offer noticed by sellers. A home isn't one-size-fits-all, and your mortgage shouldn't be either.

With hundreds of loan products to choose from, our mortgage experts will work with you to create a personalized solution that is tailored to your specific needs.
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Low down payment options and flexible credit requirements make the FHA loan program an ideal choice for many first-time buyers.
Do low down payment options and flexible credit requirements sound good?
Of course, they do!
FHA loans offer those benefits, as well as the option to use gift funds for down payment and closing costs.
Relatives, employers, unions, charitable organizations, government agencies, and even friends can gift funds for you to use in the transaction.
FHA loans make it possible for you to buy the home of your dreams while keeping cash in your pocket.
The men and women who serve our country as part of the U.S. Armed Forces have earned the option to use a VA loan to finance a home.
This type of loan is provided by private lenders (like banks and mortgage companies) and insured by the U.S. Department of Veterans Affairs.
VA loans are available to eligible veterans and surviving spouses.
Jumbo home financing allows buyers to buy homes outside of the standard conventional loan limits with similar mortgage options.
Jumbo loans provide an opportunity for buyers to finance luxury homes or properties in hot real estate markets.
A jumbo loan is a type of mortgage that exceeds limits set by the Federal Housing Finance Agency (FHFA).
You can look up current limits on the FHFA's website.
Loan limits vary by county and state, and can change annually, so it's important to understand the limits for your area.
Saving enough money for a down payment can be one of the biggest barriers to homeownership for first-time homebuyers.
The truth is, you have options when it comes to your down payment amount.
While many people think that the standard down payment amount is 20%, you can actually get a home for less money out-of-pocket.
There are many low or even no down payment mortgage options available to help make your dream of homeownership a reality.
The Department of Veteran Affairs offers no down payment loans to active duty military, veterans, and their spouses.
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