It can be a big step to purchase a new home or refinance your mortgage loan. You can rely on us to guide you to the loan program that's right for you. Our team of mortgage experts is ready to help you with this major financial decision. For assistance in locating the best loan program for your unique situation, feel free to call (303) 300-8601. We will treat you right and give you the individual service you deserve.
We realize the big commitment you are making in purchasing a home, refinancing a mortgage, or cashing out your equity. So here is our commitment to you: we will help you qualify, apply and be approved for the best mortgage for you. Give us a call at (303) 300-8601 or simply apply online today.
We realize the big commitment you are making in purchasing a home, refinancing a mortgage, or cashing out your equity. So here is our commitment to you: we will help you qualify, apply and be approved for the best mortgage for you. Give us a call at (303) 300-8601 or simply apply online today.
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An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD).
The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations.
Available to all buyers, FHA loan programs are designed to help creditworthy low-income and moderate-income families who do not meet requirements for conventional loans.
FHA loan programs are particularly beneficial to those buyers with less available cash.
The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations.
Available to all buyers, FHA loan programs are designed to help creditworthy low-income and moderate-income families who do not meet requirements for conventional loans.
FHA loan programs are particularly beneficial to those buyers with less available cash.
The number of refinance options available to borrowers is truly breathtaking.
Contact us at (303) 300-8601 and we will match you with the loan program that is best for you.
What do you hope to achieve with your refinance loan?
Keeping in mind the information below will help you begin your decision process.
Are achieving reduced mortgage payments and an improved rate your main refinance goals?
In that case, applying for a low, fixed-rate loan may be a good choice for you.
Perhaps you are now in a mortgage with a high, fixed interest rate, or a mortgage loan with which the interest rate varies : an adjustable rate mortgage (ARM).
Contact us at (303) 300-8601 and we will match you with the loan program that is best for you.
What do you hope to achieve with your refinance loan?
Keeping in mind the information below will help you begin your decision process.
Are achieving reduced mortgage payments and an improved rate your main refinance goals?
In that case, applying for a low, fixed-rate loan may be a good choice for you.
Perhaps you are now in a mortgage with a high, fixed interest rate, or a mortgage loan with which the interest rate varies : an adjustable rate mortgage (ARM).
Reverse mortgages (sometimes called "home equity conversion loans") give older homeowners the ability to use their built-up home equity without selling their home.
The lending institution gives you money determined by your home equity amount; you get a lump sum, a payment every month or a line of credit.
Paying back your loan isn't required until after the homeowner sells the home, moves (such as to a care facility) or dies.
You or representative of your estate has to repay the reverse mortgage loan, interest accrued, and other finance fees when your property is sold, or you no longer live in it.
The lending institution gives you money determined by your home equity amount; you get a lump sum, a payment every month or a line of credit.
Paying back your loan isn't required until after the homeowner sells the home, moves (such as to a care facility) or dies.
You or representative of your estate has to repay the reverse mortgage loan, interest accrued, and other finance fees when your property is sold, or you no longer live in it.
There's quite a lot involved when you get a mortgage.
You wouldn't be visiting our site if it were possible to fill out a simple mortgage application and receive an excellent loan check cut in one day.
We do the heavy lifting for you, so you can concentrate on what's important - preparing to move into your new home or saving money.
This is a function of a couple things.
What kind of monthly payment are you looking for?
What is the maximum you can borrow from a lender, given your income and credit history?
You wouldn't be visiting our site if it were possible to fill out a simple mortgage application and receive an excellent loan check cut in one day.
We do the heavy lifting for you, so you can concentrate on what's important - preparing to move into your new home or saving money.
This is a function of a couple things.
What kind of monthly payment are you looking for?
What is the maximum you can borrow from a lender, given your income and credit history?
When you need a mortgage loan, you should know the difference between a loan officer and a mortgage broker.
People frequently confuse the two as both will glean the same outcome: a new home.
However, knowing how they differ will be valuable to the mortgage loan process.
During the mortgage loan process, an individual or company who is an independent agent for the mortgage loan borrower as well as the lender is a mortgage broker.
Your mortgage broker will stand as coordinator between you and the lending institution; which may be a bank, trust company, credit union, mortgage corporation, finance company or even an individual investor.
People frequently confuse the two as both will glean the same outcome: a new home.
However, knowing how they differ will be valuable to the mortgage loan process.
During the mortgage loan process, an individual or company who is an independent agent for the mortgage loan borrower as well as the lender is a mortgage broker.
Your mortgage broker will stand as coordinator between you and the lending institution; which may be a bank, trust company, credit union, mortgage corporation, finance company or even an individual investor.
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