Uptown Mortgage Service
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Uptown Mortgage Service
Learn how one Denver-based broker is reaching this underserved market and how you can make a transaction with a deaf client a smooth one. When Maria Gallucci was in second grade, her parents, Ray and Ellie, bought their first home in Loveland, Colo. They purchased the third house built in a new development, but they didn't use a real estate agent because they couldn't find one who understood their language - American Sign Language.

Uptown Mortgage offers Residential and Commercial loans and specializes in the Deaf and Hard of Hearing Community. We are fluent in ASL and understand the special challenges that the dear community faces. Our company is comprised of a group of experienced and knowledgeable mortgage brokers who provide our clients with the highest level of personal service and expert advice.
Services
Uptown Mortgage Service is a rapidly growing local mortgage brokerage with multiple investors and a wide variety of loan programs to finance the full spectrum of property types and borrowers.
You can also use Maria to search listings and finance property in all of Colorado.
Our business is based on word of mouth and customer referrals.
Our survival depends on providing you with professional service and finding the best program to fit your needs.
And we succeed at doing that for people just like you.
I had the pleasure of working with Maria Gallucci in late 2015 during the most competitive bull market I have ever experienced in my lifetime.
As a former realtor, I was prepared for scouting the market and routine steps to purchase my first home in Colorado, but not the chaotic and sometimes insane behaviors of competitors madly outbidding my own offers.
Maria stayed on top of everything, maintaining a positive calm demeanor throughout it all, continuously encouraging me that we would eventually find something in spite of the craziness.
Brokers are intermediaries.
Often a mortgage broker has affiliations with a number of lenders so they can offer a wide array of loan products directly to the consumer.
This saves the borrower time, effort and money by having access to lenders with the right product for them at a competitive price.
If you have special financing needs or want to shop the market for the best deal, an experienced broker may be able to find the best loan for you.
I have always wanted to work with someone in the Deaf community because it is a lot easier to communicate with someone knowledgeable in sign language.
Adjustable-rate mortgages in which rate is fixed for three-year, five-year, seven-year and 10-year periods, respectively, but may adjust annually after that.
The right of the mortgagee (lender) to demand the immediate repayment of the mortgage loan balance upon the default of the mortgagor (borrower), or by using the right vested in the Due-on-Sale Clause.
Is a mortgage in which the interest rate is adjusted periodically based on a pre-selected index.
Also sometimes known as the renegotiable rate mortgage, the variable rate mortgage or the Canadian rollover mortgage.
As a Colorado native, and key member of Uptown Mortgage Service, Maria Gallucci is recognized as one of the top producing Mortgage Broker and Realtor for the premier Colorado boutique firm and brings to the table over 24 years of experience in the home finance industry and Real Estate, as well as a Doctorate's degree in Business Administration and Finance.
In addition to her extensive home finance and Real Estate background, Maria was raised by deaf parents and has been fluent in American Sign Language her entire life.
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