Parkplace Realty & Asset Management
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Parkplace Realty & Asset Management
My Husband and I first worked with Earl in 2014 when we bought our first home. Earl handled both the purchase and the loan. In 2015 Earl called us and we were able to refinance and drop our interest rate. He handled everything. In 2017 when we decided to sell our home there was no doubt in our mind that Earl would make the process seamless once again.

We had an offer within a week of the listing and sold for exactly what we wanted. To top it all we were in Europe for 2 weeks of the escrow. Earl and Patrick handled everything so that we could enjoy our trip. We had great experiences working with these two and would recommend them for any of your mortgage or real estate needs. Earl has been an absolute pleasure to work with.

He has helped us with 2 home loans, 2 refinances and the selling of one of our properties. Earl is very knowledgeable, organized, trustworthy, and explains each process clearly. He was always available to answer our many questions, made our experience stress-free, and ensured we felt confident with each transaction.
Services
As a Wholesale Mortgage Lender, Park Place Mortgage has access to numerous Wholesale Lenders with all the very same loan products you would find at a "brick and mortar" retail Bank, or large Online lender, and then some.
It gives you, the Borrower, the ultimate resource in finding the best mortgage product and rates to suit your needs.
Working with a fully NMLS and California DRE Wholesale Lender like Park Place gives you the ultimate flexibility in finding the right loan program, interest rate and loan approval, based on your qualifications and need.
By definition, a conventional loan is any mortgage that is not guaranteed or insured by the federal government.
A conventional loan is generally referring to a mortgage loan that follows the guidelines of government sponsored enterprises (GSE's) like Fannie Mae or Freddie Mac.
Conventional loans may be either "conforming" and "non-conforming".
Conforming loans follow the terms and conditions set by Fannie Mae and Freddie Mac.
Nonconforming loans don't meet Fannie Mae or Freddie Mac guidelines, but they are also considered conventional.
There are a lot of reasons to ask for an FHA loan instead of taking a conventional or an expensive and riskier sub-prime mortgage loan.
FHA has many advantages and benefits that other loans do not cover.
Easier to Qualify because FHA insures your mortgage and we are more willing to give you a loan with lower qualifying requirements which makes it easier for you as a buyer to qualify.
Costs Less - FHA loans have competitive interest rates because the loans are insured by the Federal Government.
Always compare an FHA loan with other loan types.
We have several loan programs to help you remodel, update or repair your home with one simple loan, no need for a 2nd mortgage, and no need to save up cash.
This is a one time renovation refinance loan (purchase available too).
We can accommodate all types of repairs and upgrades from a roof replacement to an extensive addition to your homes square footage.
This information is deemed reliable but not guaranteed.
You should rely on this information only to decide whether or not to further investigate a particular property.
The purpose of the USDA Loans program is primarily used to help low-income individuals or households purchase homes in rural areas.
If appraised value is above the sales price you can use the difference for concessions, repairs, etc.
The USDA Rural Housing program provides low and moderate income rural residents with better access to affordable housing financing options with little or no down payment or out-of-pocket costs.
Borrowers may obtain a loan to purchase a new or existing home that is located in a designated rural area.
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