Mortgages R Us
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Mortgages R Us
Let us walk you through the whole process. It's easy! You can also use our Get Pre-Qualified form on the right to receive a pre-approval letter that will help you find your home. No matter your needs, we are here to help! At Mortgages R Us Inc. we take pride in our great customer service. Our staff is here for you, so don't hesitate to contact us if you have any questions, problems or maybe a suggestion.

We would love to hear from you. We work with multiple lenders and we can provide our clients with extremely competitive pricing. Now you can do all your comparison shopping with one company without wasting time with several banks or brokers. We make sure our clients get the best support from our staff. We will walk you through the whole mortgage process and ensure your transactions close smoothly.

I wanted to let you know how impressed I was with the job everyone did at your company. I have refinanced several times in the past and usually pick the company that has the lowest rates. Of course I did the same when I chose your company.
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Purchasing a home is a very exciting time, and being well prepared will help you make better decisions.
Take this opportunity to learn more about home buying and the mortgage process.
Below and throughout this site you will find information that will help you with the purchase of your new home.
Buying a home offers many advantages, one of the most significant being that it allows you to build equity (ownership) when you pay your mortgage each month.
A common myth is that monthly mortgage payments are more expensive than rent.
Changing the terms of your loan can benefit you and maximize your monthly income.
A lower monthly mortgage payment can help free-up money so you can save, invest or use for other expenses.
When rates are favorable, refinancing to a lower rate or longer-term mortgage can keep more money in your pocket every month.
Use our easy Rate Quote on the right, to see rates with closing costs and check if refinancing can save you money.
You can also fill out our short application to see what rate you qualify for.
An FHA (Federal Housing Administration) loan is a loan insured against default by the FHA.
In other words, the FHA guarantees that a lender won't have to write off a loan if the borrower defaults - the FHA will pay.
FHA loans are not for everybody.
Nevertheless, they are a great help to some borrowers.
FHA loans allow people to buy a home with a down payment as small as 3.5%.
Other loans might not allow such a low down payment.
I wanted to let you know how impressed I was with the job everyone did at your company.
A VA loan is perhaps the most powerful and flexible lending option on the market today.
Rather than issue loans, the VA instead pledges to repay about a quarter of every loan it guarantees in the unlikely event the borrower defaults.
That guarantee gives VA-approved lenders greater protection when lending to military borrowers and often leads to highly competitive rates and terms for qualified veterans.
Far and away, the most significant benefit of a VA loan is the borrower's ability to purchase with no money down.
Use this calculator to see how much money you can save on your mortgage by making payments every 2 weeks instead of every month.
You can also shorten the term of the loan by using this process.
We have put together many calculators and tools to help you make sense of the numbers.
They are all easy and fun to use.
See the principal balance change as payments are made.
This will show you how much you will owe on your house in "X" amount of years.
Also, see how much of your payment is being applied to the principal and how much is being applied to the interest.
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