Colonial First
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Colonial First
Serving primarily South Florida we also finance throughout the entire state. Our primary focus is helping families "finance the American dream". In doing so we feel it is a strong contribution to the surrounding communities. Colonial First also does commercial financing and by doing so we are able to help many small businesses own their own buildings.

This again contributes to the economy of South Florida. We pride ourselves in being one of the few small mortgage companies that have "weathered the storm" in the up's and downs of the Mortgage Industry. Here at Colonial First we take a positive and optimistic approach to the home values in Florida. The housing market is still strong in a lot of areas and there are still many lenders that are making loans.

We specialize in many loans, but we are known for the following: Florida VA Loans, Florida FHA Loans and Florida Jumbo Loans.
Services
Colonial First Mortgage is a diversified financial services corporation with a primary focus on real estate lending.
Colonial First was founded in 1996 and provides its clients with a large selection of residential and commercial mortgage loans products.
Colonial First Mortgage is certified by The Federal Housing Administration (FHA), The US Department of Veterans Affairs (VA), and The Department of Housing and Urban Development (HUD) to offer our customers all of the government sponsored mortgage loan programs.
Recently, Non-Prime or Sub-prime mortgages have started to make their way back into the wholesale mortgage market through the Mortgage Broker community, enabling previously unqualified buyers to obtain financing on a home.
Several of the available programs that have caused the largest impact are the self-employed bank statement program on credit sores above 600 as.
Colonial First Mortgage Funding Corp. is a licensed Florida Mortgage Broker that has been family owned and operated since 1996.
Areas of expertise include Conventional, FHA, VA and Commercial mortgages.
Colonial First Mortgage is a mortgage brokerage business that partners with wholesale lenders and other financial institutions.
This is all to bring our clients the most available loan options in the industry.
Here are some of the programs we have available.
It's important to decide what type of loan and which term is right for you.
With so many programs available; you should carefully consider your options.
Whether it's a conventional loan, interest only, jumbo, or FHA program; the loan you choose should fit your budget, comfort level, and life style.
FHA loans require minimum credit scores normally around 620, and limits vary by county of property.
The FHA loan is required to be used in a primary residence.
The Federal Housing Administration works with lenders throughout the US to offer American Families alternatives to conventional mortgages.
FHA does not actually provide mortgage loans; instead they simply insure the lenders that provide the loans.
Because, in Florida, FHA insures these loans; it enables lenders to provide mortgages for deserving families that may otherwise not qualify.
Understanding the available programs for homebuyer and homeowners alike has always been a challenge left to the so called experts.
With recent changes in guidelines in the mortgage sector, more and more potential homeowners are seeking mortgages over the Fannie Mae limit.
These loans are commonly referred to as non-conforming or Florida Jumbo loans.
When potential Florida homeowners or current homeowners are looking to borrow above the conventional loan limit, their options in recent years have been few and far between.
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