Racheli Fort Lauderdale Lender, will guide you through the mortgage process. Being that not all Pre-Approval letters are created equal. And Not all Mortgage Lenders are created equal, Speak with Racheli when you are ready to run the #'s. If you've studied the real estate market recently, you've probably heard about the reverse mortgage. This unique tool is a financial arrangement designed for senior citizens who have limited incomes and want to use the equity in their homes to meet their everyday expenses.
And although it's becoming increasingly popular, few homeowners truly understand it. So how does a reverse mortgage work, and when is it appropriate for a homeowner to get one? Here's what you need to know. What is a Reverse. Buyers need to make sure they are competitive when they make an offer on a house. One of the ways to do that is to get a pre-approval letter.
What does this mean, and how long does it last? What Is Mortgage Pre-Approval? Prior to working with a real estate agent to find the perfect house, it is important to get a pre-approval letter from a lender.
And although it's becoming increasingly popular, few homeowners truly understand it. So how does a reverse mortgage work, and when is it appropriate for a homeowner to get one? Here's what you need to know. What is a Reverse. Buyers need to make sure they are competitive when they make an offer on a house. One of the ways to do that is to get a pre-approval letter.
What does this mean, and how long does it last? What Is Mortgage Pre-Approval? Prior to working with a real estate agent to find the perfect house, it is important to get a pre-approval letter from a lender.
Services
When it comes to mortgages, the person you want to know is Racheli Refael, Fort Lauderdale Mortgage Advisor, because like one of her clients so eloquently put it: "Talking to Racheli is like talking to 100 Banks".
I believe in finding Creative Solutions so that people feel empowered to overcome obstacles, see possibilities, and take immediate action.
For the past 23+ Exceptional years Racheli has been serving the booming South Florida area with Effective, Prompt and Superb Mortgage Financing.
Her committed Team of 5 Super Servant, Service-Oriented, Attentive to details and Dynamic people, are ready to exceed your expectations and meet your needs in our Friendly and Centrally Located office in East Fort Lauderdale.
I believe in finding Creative Solutions so that people feel empowered to overcome obstacles, see possibilities, and take immediate action.
For the past 23+ Exceptional years Racheli has been serving the booming South Florida area with Effective, Prompt and Superb Mortgage Financing.
Her committed Team of 5 Super Servant, Service-Oriented, Attentive to details and Dynamic people, are ready to exceed your expectations and meet your needs in our Friendly and Centrally Located office in East Fort Lauderdale.
Even if you haven't so much as picked out houses to visit yet, it's important to see your mortgage professional first.
Why?
What can we do for you if you haven't negotiated a price, and don't know yet how much you want to borrow?
How to buy a home as a Self-Employed Borrower and get qualified for a home mortgage.
Many of our clients are self-employed.
Income calculations for Self-employed home buyers are very different than calculating income for a w-2 employee.
It is very important to know how to calculate income of self-employed borrowers and get you pre-approved so you know right from the get go exactly what home price you qualify to buy.
Why?
What can we do for you if you haven't negotiated a price, and don't know yet how much you want to borrow?
How to buy a home as a Self-Employed Borrower and get qualified for a home mortgage.
Many of our clients are self-employed.
Income calculations for Self-employed home buyers are very different than calculating income for a w-2 employee.
It is very important to know how to calculate income of self-employed borrowers and get you pre-approved so you know right from the get go exactly what home price you qualify to buy.
Obtaining a Mortgage after a divorce might be a bit complicated, however with Racheli's help, it can be doable.
Please consult your attorney and together collaborate as to the best path for you.
There are Attorneys and other profession that work as a Collaborative Team.
Ed Talk at the National Association of Divorce Professionals The NADP provides a prospective and information about the mortgage process before, during or after a divorce.
The documentation of income assets and credit may not enough.
Please consult your attorney and together collaborate as to the best path for you.
There are Attorneys and other profession that work as a Collaborative Team.
Ed Talk at the National Association of Divorce Professionals The NADP provides a prospective and information about the mortgage process before, during or after a divorce.
The documentation of income assets and credit may not enough.
When it comes to diving into home ownership for the first time, it can seem like there are so many things you just don't know.
Whether you're getting advice from your real estate agent, your friends or your family, there are so many things that seem like common sense that they might be lost in the mix of details.
Instead of having to squeeze it out of them, here are three tips that are easily forgotten but still essential.
It's certainly not the most popular advice, but one of the most important things when deciding to purchase a home is having the time and know-how to make the decision that is right for you.
Whether you're getting advice from your real estate agent, your friends or your family, there are so many things that seem like common sense that they might be lost in the mix of details.
Instead of having to squeeze it out of them, here are three tips that are easily forgotten but still essential.
It's certainly not the most popular advice, but one of the most important things when deciding to purchase a home is having the time and know-how to make the decision that is right for you.
The answer to these questions will help you know which loan will be best for you, and help guide you on How to Buy a Home you have been dreaming to own.
There are a wide variety of loan options, so it will be useful to know some of the basic tendencies.
The larger the down payment, the better your options are for payment size, interest rate, and length of time to pay back the loan.
Conventional loans are further broken down into either conforming or non-conforming loans.
To qualify as a conforming loan (or an A paper loan), it must fall under the guidelines established by Fannie Mae and Freddie Mac, corporations that have established industry standards and guidelines that govern credit requirements, down payment amounts and maximum loan amounts.
There are a wide variety of loan options, so it will be useful to know some of the basic tendencies.
The larger the down payment, the better your options are for payment size, interest rate, and length of time to pay back the loan.
Conventional loans are further broken down into either conforming or non-conforming loans.
To qualify as a conforming loan (or an A paper loan), it must fall under the guidelines established by Fannie Mae and Freddie Mac, corporations that have established industry standards and guidelines that govern credit requirements, down payment amounts and maximum loan amounts.
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