When you work with J Patterson Mortgage Lending LLC, you'll get the professional assistance you need to apply for the right type of mortgage to match your specific needs. Our highly experienced team is here to ensure you're able to purchase the home you've always wanted for you and your family. Let us put 20 years of experience to work for you! Are you unsure how to refinance your mortgage?
Our locally owned and family-run mortgage brokerage can walk you through the entire process. J Patterson Mortgage Lending LLC treats every customer as an individual. Using common sense, we'll help you to obtain the best loan possible at the lowest rates available. You can also find assistance with reverse mortgages, as well as applying for an FHA or VA loan.
Request an appointment today to get started on the path your home loan. Many of our services can be completed on the very same day!
Our locally owned and family-run mortgage brokerage can walk you through the entire process. J Patterson Mortgage Lending LLC treats every customer as an individual. Using common sense, we'll help you to obtain the best loan possible at the lowest rates available. You can also find assistance with reverse mortgages, as well as applying for an FHA or VA loan.
Request an appointment today to get started on the path your home loan. Many of our services can be completed on the very same day!
Services
Here at J Patterson Mortgage Lending LLC, we treat every customer as an individual, not as a number.
You won't simply be slotted into a loan profile formula that the big banks created.
Using common sense, we'll help to get you the best loan possible.
Our locally owned business represents a wide range of "A" rated lenders with top-quality rates to private "hardship" lenders.
Our brokerage works with over 100 investors, allowing us to get the best rates for you on all types of loan programs.
Whether you're buying, selling, refinancing or building your dream home, there's a lot riding on your loan specialist.
You won't simply be slotted into a loan profile formula that the big banks created.
Using common sense, we'll help to get you the best loan possible.
Our locally owned business represents a wide range of "A" rated lenders with top-quality rates to private "hardship" lenders.
Our brokerage works with over 100 investors, allowing us to get the best rates for you on all types of loan programs.
Whether you're buying, selling, refinancing or building your dream home, there's a lot riding on your loan specialist.
When it comes to buying a home, J Patterson Mortgage Lending LLC is here to help you find the best possible loan that fits your specific needs.
When applying for a loan, you will need to provide the mortgage lender with highly detailed documentation of your entire financial history.
This includes a credit report from a reputable credit agency as well as verification of all the information you've provided in your loan application.
W-2 withholding forms or income tax returns for the past two years to verify your income and proof of employment.
When applying for a loan, you will need to provide the mortgage lender with highly detailed documentation of your entire financial history.
This includes a credit report from a reputable credit agency as well as verification of all the information you've provided in your loan application.
W-2 withholding forms or income tax returns for the past two years to verify your income and proof of employment.
Refinancing is a way to lower your existing interest rate on your mortgage.
If rates have dropped since you financed your home, refinancing may be a great option for you.
Let the experts from J Patterson Mortgage Lending LLC help you find the best possible refinancing rate for your needs.
Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan, or extract the cash equity in your house.
Cashing out equity can be used for home improvement, funding higher education or consolidating any debt.
If rates have dropped since you financed your home, refinancing may be a great option for you.
Let the experts from J Patterson Mortgage Lending LLC help you find the best possible refinancing rate for your needs.
Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan, or extract the cash equity in your house.
Cashing out equity can be used for home improvement, funding higher education or consolidating any debt.
Another way to maximize your home's equity is with a reverse mortgage.
At J Patterson Mortgage Lending LLC, we can help guide you through this process from start to finish.
Many older Americans are using reverse mortgages to finance home improvements, pay off their current mortgage, supplement their retirement income or pay for healthcare expenses.
This type of mortgage allows you to convert part of your home's equity into cash without selling the house or taking on additional monthly bills.
In a regular mortgage, monthly payments are made to the lender.
At J Patterson Mortgage Lending LLC, we can help guide you through this process from start to finish.
Many older Americans are using reverse mortgages to finance home improvements, pay off their current mortgage, supplement their retirement income or pay for healthcare expenses.
This type of mortgage allows you to convert part of your home's equity into cash without selling the house or taking on additional monthly bills.
In a regular mortgage, monthly payments are made to the lender.
J Patterson Mortgage Lending LLC can help you apply for an FHA (Federal Housing Administration) loan, which may be the best path to homeownership for you and your family.
FHA loans have been offered by the government since 1934.
An FHA loan might be just what you need if you're buying your first house.
Your down payment can be as low as 3.5% of the purchase price and most of your closing costs and fees can be included as part of the loan.
If you're considering a fixer-upper, FHA has a loan that allows you to buy a home, fix it up and include all the costs together in one loan.
FHA loans have been offered by the government since 1934.
An FHA loan might be just what you need if you're buying your first house.
Your down payment can be as low as 3.5% of the purchase price and most of your closing costs and fees can be included as part of the loan.
If you're considering a fixer-upper, FHA has a loan that allows you to buy a home, fix it up and include all the costs together in one loan.
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