The LJC Mortgage Corp Team is your premier mortgage team located in Miami, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Miami area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.
Whether you are a first time home buyer or purchasing your dream home, The LJC Mortgage Corp Team will help you find the right financing solutions to meet your needs. Reverse Mortgage can be a valuable option for seniors who need a new home that meets their physical needs, or who wish to move closer to family members. We can help you lower your interest rate, lower your monthly payment, or take cash out.
The LJC Mortgage Corp team is here to help you with all of your mortgage refinancing needs.
Whether you are a first time home buyer or purchasing your dream home, The LJC Mortgage Corp Team will help you find the right financing solutions to meet your needs. Reverse Mortgage can be a valuable option for seniors who need a new home that meets their physical needs, or who wish to move closer to family members. We can help you lower your interest rate, lower your monthly payment, or take cash out.
The LJC Mortgage Corp team is here to help you with all of your mortgage refinancing needs.
Services
The LJC Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area.
The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at the lowest rate no matter what your needs are.
The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at the lowest rate no matter what your needs are.
One of the first choices a homebuyer will need to make is whether you want a fixed-rate or an adjustable-rate mortgage loan.
The bulk of loans will fit into one of these two categories, however, there is a third option that will allow you to "hybrid" the two.
An adjustable-rate mortgage, (ARM): The interest rate of the mortgage adjusts periodically based on market conditions.
For example, your payment will go up if rates go up and go down if rates go down.
Fixed-rate Mortgage: Unlike an adjustable-rate mortgage the interest rate is set at the time you take out the loan and will not change.
The bulk of loans will fit into one of these two categories, however, there is a third option that will allow you to "hybrid" the two.
An adjustable-rate mortgage, (ARM): The interest rate of the mortgage adjusts periodically based on market conditions.
For example, your payment will go up if rates go up and go down if rates go down.
Fixed-rate Mortgage: Unlike an adjustable-rate mortgage the interest rate is set at the time you take out the loan and will not change.
Conventional loans are mortgage loans offered by non-government sponsored lenders.
A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac.
It may have either a fixed or adjustable rate.
While many think that a 20% down payment is required for all conventional loans, many lenders now offer low down payment options.
A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac.
It may have either a fixed or adjustable rate.
While many think that a 20% down payment is required for all conventional loans, many lenders now offer low down payment options.
FHA loans are an attractive option, especially for first-time homeowners because it is insured by the Federal Housing Administration (FHA).
Primarily, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.
Typically the borrower can be approved with 3.5% down vs 20% that is required on other loan programs.
LJC Mortgage Corp is a leading provider of FHA Loans in Miami, Miami Beach, Hollywood, Miramar, Fort Laudelade and the whole state of Florida.
Primarily, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.
Typically the borrower can be approved with 3.5% down vs 20% that is required on other loan programs.
LJC Mortgage Corp is a leading provider of FHA Loans in Miami, Miami Beach, Hollywood, Miramar, Fort Laudelade and the whole state of Florida.
A VA Loan is Designed to offer long-term financing to veterans.
VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration.
The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice.
It is generally easier to qualify for a VA loan than conventional loans.
VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration.
The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice.
It is generally easier to qualify for a VA loan than conventional loans.
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