Pacific Funding Group
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We are your lending alternative. Contact us today about your home purchase loan, refinance or any of our loan programs that suit your needs. Our loan experts are ready to assist you. Veterans, Police, Medical Personnel and all other first responders have home buying and refinancing advantages at Pacific Funding Group like lower down payment options and lower mortgage insurance rates.

As a homeowner, you can now utilize the government sponsored HARP program to refinance your home from a high interest rate, reduced home value and even an underwater mortgages. Once you take out a Reverse Mortgage, you stop making monthly mortgage payments and only pay for the insurance, taxes and normal maintenance of the home. Get cash in a lump sum or a line of credit.

We have hundreds of Loan Programs to serve you including VA Loans, FHA Mortgage Loans, Conventional Mortgage Loans, Jumbo Mortgage Financing and our own in-house mortgage loan products. Interest rates are historically low and you may also be able to lower your mortgage interest rate!
Services
Our goal is your success!
Are you looking for a Mortgage Lender with great lending alternatives?
If you are a first-time home-buyer or an experienced investor, we have a full line of real estate loan programs to meet your needs.
Pacific Funding Group is a direct lender, eliminating the "middle man" and giving you the advantage of lower interest rates and lower closing costs.
Because of this we are able to offer our clients a full line of real estate finance products to meet their needs.
Pacific Funding Group has the ability to fund high loan to value and enjoys full approval as an FHA Endorsed Lender, a VA automatic lender, Freddie Mac Seller/Servicer, Fannie Mae, CALSTRS and California Employees Mortgage (CEM) preferred lender.
There are many loan programs available - too numerous to cover them all, we've highlighted the programs more commonly offered today.
Characteristics of each loan program are unique, so consult your mortgage professional for more information and to become familiar with the details of the programs available to you.
How important is payment certainty?
If knowing that your payment will be the same every month is important, consider a fixed-rate mortgage.
How important is rapid equity buildup?
If rapid equity buildup is a factor, consider a shorter amortization period, such as a 15-year, fixed-rate mortgage.
Since 1987 our mission and passion has been to work with home buyers to fulfill the dream of home ownership, and to build lasting relationships that create value and stand the test of time.
We make prompt decisions, have more flexibility and choice, and have an experienced and professional team.
The Home Builder Division of Pacific Funding Group partners with new home Builders in offering mortgage services to homebuyers.
From application to closing, we delight homebuyers with our excellent service, flexibility, teamwork and integrity.
With Pacific Funding Group your branch looks the way you want it to!
We encourage individuality and business strategies that best meet your management style and your business environment.
You are our customer.
Our success is measured by yours.
You operate and manage your own business with the support of a corporate office.
Contact us to learn more about the services and benefits available to you.
Some Highlights:The National Association of REALTORS surveyed their members for their monthly Confidence Index.
The REALTORS Confidence Index is a key indicator of housing market strength based on a monthly survey sent to over 50,000 real estate practitioners.
Practitioners are asked about their.
This time of year, many people eagerly check their mailboxes looking for their tax return check from the IRS.
But, what do most people plan to do with the money?
Real Estate mogul, Sean Conlon, host of The Deed: Chicago on CNBC, was recently asked the question, should you buy?
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