The small part: we are a local family-owned business with one-to-one counseling, support, and top-notch customer service. If you are calling or emailing us, you'll be talking directly to an experienced loan officer. No automated operators or customer service representatives giving you the run around here. And if we are meeting you in person, we'd love to meet you in a local coffee shop or a local brewery (after all the West Coast does these two things best!)
The big part: As Mortgage Brokers, we are able to shop many different lenders on the market (rather than being tied to one bank) ensuring our customers have more choices, better options, and lower rates. Our favorite part about "thinking big, " is often surprising our customers with options regarding their financing that they didn't even know they had.
Here is a sample of the type of loan programs we offer: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, 10yr ARMS, Conventional, Jumbo, Piggyback, FHA, VA, USDA, Reverse, Cash Out Refinances, Home Equity Lines of Credit, Renovation and Construction loans.
The big part: As Mortgage Brokers, we are able to shop many different lenders on the market (rather than being tied to one bank) ensuring our customers have more choices, better options, and lower rates. Our favorite part about "thinking big, " is often surprising our customers with options regarding their financing that they didn't even know they had.
Here is a sample of the type of loan programs we offer: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, 10yr ARMS, Conventional, Jumbo, Piggyback, FHA, VA, USDA, Reverse, Cash Out Refinances, Home Equity Lines of Credit, Renovation and Construction loans.
Services
If you're like most people, purchasing a home is probably one of the biggest investments you'll ever make in your lifetime.
Because of the numerous factors to consider when purchasing a home, it's important to prepare as best you can.
At Green Family Mortgage, we can help you do that.
We are dedicated to finding the loan that best fits your individual needs.
Because of the numerous factors to consider when purchasing a home, it's important to prepare as best you can.
At Green Family Mortgage, we can help you do that.
We are dedicated to finding the loan that best fits your individual needs.
For Veterans, the VA mortgage loan is one of the best and safest methods to use when buying a home.
Now even active duty personnel can qualify.
If you are a Disabled Veteran, you may qualify for additional benefits on a VA home mortgage loan.
The VA Home Mortgage Program does not limit the number of times a veteran may use the program.
The VA mortgage loans extend to not only the Army, Navy, Air Force and Marines but also to Reservists and National Guardsmen.
You do not have to put any money down to qualify for a VA Home Mortgage Loan.
Now even active duty personnel can qualify.
If you are a Disabled Veteran, you may qualify for additional benefits on a VA home mortgage loan.
The VA Home Mortgage Program does not limit the number of times a veteran may use the program.
The VA mortgage loans extend to not only the Army, Navy, Air Force and Marines but also to Reservists and National Guardsmen.
You do not have to put any money down to qualify for a VA Home Mortgage Loan.
The USDA changed rules in 2009 that makes millions of Americans eligible for its rural mortgage programs.
The American dream of home ownership has become more difficult as families struggle to come up with the 20% down payment that many conventional home loans require.
With the USDA loan many are still able to get a zero down home loan.
In the past USDA Loans were often call "farmers loans" but times have changed.
Almost anyone outside of a major metropolitan area looking to purchase a home can qualify for a USDA loan.
The American dream of home ownership has become more difficult as families struggle to come up with the 20% down payment that many conventional home loans require.
With the USDA loan many are still able to get a zero down home loan.
In the past USDA Loans were often call "farmers loans" but times have changed.
Almost anyone outside of a major metropolitan area looking to purchase a home can qualify for a USDA loan.
Refinancing is most often used to lower your monthly payments or to access the cash equity in your home (cash out).
Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan, to drop your mortgage insurance, or lower your interest rate.
An Appraisal Verifying your Home's Current Value (ordered by the lender once your loan is submitted).
Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan, to drop your mortgage insurance, or lower your interest rate.
An Appraisal Verifying your Home's Current Value (ordered by the lender once your loan is submitted).
Cashing out refers to the refinancing of a loan where you can borrow additional money on your home if it has increased in value.
For example, if your home is appraised at $100,000 and your outstanding mortgage loan is $60,000, it is possible to enter into an 80% cash-out refinance transaction for a loan of $80,000 (80% of $100,000).
The new mortgage of $80,000 will pay off the $60,000 loan and leave $20,000 cash-out to you less refinance costs.
By cashing out on your home, you can obtain cash on the value of your own home to pay off debts, make further home improvements, or to invest in more more real estate.
For example, if your home is appraised at $100,000 and your outstanding mortgage loan is $60,000, it is possible to enter into an 80% cash-out refinance transaction for a loan of $80,000 (80% of $100,000).
The new mortgage of $80,000 will pay off the $60,000 loan and leave $20,000 cash-out to you less refinance costs.
By cashing out on your home, you can obtain cash on the value of your own home to pay off debts, make further home improvements, or to invest in more more real estate.
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