Lone Tree Funding & Mortgage
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Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home or refinancing your mortgage. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anybody else!

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too.
Services
We are a local mortgage brokerage firm with significant mortgage and financial experience comprised of both CPAs and Mortgage Professionals who have been in the mortgage business over 20 years.
Due to our significant financial background in the mortgage industry and in financial services, we are able to offer our clients a more creative solution to their mortgage financing needs.
Our business began 10 years ago serving the East Bay area of San Francisco and we have seen continued to provide mortgage services to our clients even during these difficult times.
MyLoanDrawer is our state-of-the-art Loan Processing Portal -- guiding our clients through every step of their mortgage!
Transfer your original loan documents securely to our office using your own secure MyLoanDrawer.
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There aren't quite as many loan programs as there are borrowers, but it seems like it sometimes!
We'll work with you to qualify you for the best loan program to fit your needs.
But there are some general considerations you can have in mind in advance.
Are you refinancing primarily to lower your rate and monthly payments?
Then your best option might be a low fixed-rate loan.
Maybe you have a fixed-rate mortgage now with a higher rate, or maybe you have an ARM -- adjustable rate mortgage -- where the interest rate varies.
Ever heard the old rule of thumb, you should only refinance if your new interest rate is at least two points lower?
That may have been true years ago, but with refinancing dropping in cost over the last few years, it's never the wrong time to think about a new loan!
Refinancing has a number of benefits that often make it worth the up-front expenditure many times over.
When you refinance, you might be able to lower your interest rate and monthly payment -- sometimes significantly.
You might also be able to "cash out" some of the built-up equity in your home, which you can use to consolidate debt, improve your home, take a vacation -- whatever!
We are next door to Sutter-Delta Hospital off of Lone Tree Way and Sunset Lane in Antoich.
To email us, please complete the fields below and click "Submit".
Your Email will be used to both communicate with you and to setup your own custom MyLoanDrawer account to allow you to upload and receive loan documents securely through your new MyLoanDrawer account.
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